checking accounts

Checking Accounts

5
2 reviews for top rated offer
There are more than 723 checking accounts from banks across the country that may meet your needs. Using the filters below will enable you to either pare down or expand the number of checking account offers being displayed and thereby only compare those targeted to your exact financial needs. Once you find the right checking account, we’ll redirect you to the issuing institution’s website so that you can open your checking account online.
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1st bank yuma checking account
Interest Rate
3%
Monthly Fees
None
Features
Visa Debit Card
more info
  • In order to get the 3.00% APY you need to have the following monthly requirements : online banking, e-statements, one direct deposit and 15 debit card transactions.
  • If account does not meet requirements during monthly cycle a .05% APY will be earned on the entire balance.
lake michigan credit union max checking
Interest Rate
3%
Monthly Fees
None
Features
Visa Debit Card
american airlines federal credit union checking account
Interest Rate
2.27%
Monthly Fees
None
Features
Visa Debit Card
more info
  • New! Mobile Check Deposit for iPhone® and Android™.
Advantis Credit Union Fusion Checking Account
Interest Rate
2.25%
Monthly Fees
None
Features
Visa Debit Card
more info
  • To earn Fusion Checking rate during each requirement cycle you must have: 12 debit card transactions post and clear; receive your statement via eStatements; sign into Online Banking and have at least one Direct Debit or Credit post and clear otherwise you will earn 0.10% APY and no ATM fees will be refunded.
texas first bank rewards checking
Interest Rate
2.01%
Monthly Fees
None
Features
Visa Debit Card
more info
  • To qualify for Rebate of ATM Owner Surcharge you must: Have at least 10 debit card purchases post and clear AND Receive eStatements AND Have at least 1 automatic payment.
  • To qualify for shown APY rates you must: Have at least 10 debit card purchases post and clear AND Receive eStatements AND Have at least 1 automatic payment or direct deposit post and clear . Other wise APY is 0.05%.
  • Unlimited check writing.
  • Free eStatements.
westfield bank dream big checking
Interest Rate
1.99%
Monthly Fees
None
Features
Visa Debit Card
more info
  • If requirements are not met you will earn 0.25% APY.
  • To earn the interest rates and APYs posted, you must have at least 12 debit card point-of-sale (POS) purchases post and clear within a qualification cycle; Have at least one direct deposit or automatic payment post and clear within a qualification cycle; AND Enroll in Online Banking and receive electronic statements.
  • Free Check Writing Privileges
americanet rewards checking
Interest Rate
1.5%
Monthly Fees
None
Features
Visa Debit Card
more info
  • This product can be found at: www.americanetbank.com.
  • To qualify for Overdraft Privilege you must have made deposits totaling $500 within the last 30 days.
  • If requirements are not met you will earn 0.25% APY
evantage bank rewards checking
Interest Rate
1.5%
Monthly Fees
None
Features
Visa Debit Card
more info
  • To qualify for Overdraft Privilege you must have made deposits totaling $500 within the last 30 days.
  • If requirements are not met you will earn 0.25% APY.
bank of internet rewards checking account
Interest Rate
1.24%
Monthly Fees
None
Features
Visa Debit Card
more info
  • Free initial checks (50-pack) if ordered at account opening
  • Free online images of checks and statements
  • Your interest rate can be as high as 1.24% based on the following combined rate rewards: direct deposits totaling $1,000 or more; two bill payment transactions per month; one to five debit card purchases per month and six or more debit card purchases per month.
  • No fee for an item generating a negative balance less than the NSF fee
evb reward checking
Interest Rate
1.01%
Monthly Fees
None
Features
Visa Debit Card
more info
  • Unlimited check writing.
  • ATM fee reimbursements provided only if qualifications are met within the monthly qualification cycle
  • Free e-Statements with check images.
  • To qualify for shown interest rates you must: Have at least 10 debit card purchases post and clear AND Access Online Banking AND Receive free e-Statements AND Have at least 1 direct deposit or ACH auto-debit. Otherwise Interest rate and APY is 0.05%.
  • There is no ATM fee for Reward Checking customers when monthly requirements are met.
COMMUNITY DISCUSSION

Help others find the best checking accounts by sharing what your deciding factor was when choosing your checking account

 
September 11, 2014
Photo of panther0418
panther0418
i have a checking account with Bancorp Bank OnePoint Checking and it's a great account for me. The interest rate is quite low 1% and there's no monthly fees. When wanting to get a bank statement they don't charge a penny even if it's sent by email. The bank has an online service as well when it comes to customer service and retrieving information about your account or a person can just simply pick up the phone and call. This is a great bank to have when it comes to saving and direct depositing your money.
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September 11, 2014
Photo of eliday
eliday
I opened up a Clearchoice Checking account with BBVA Compass, and I do not recommend this account or bank with anyone. This checking account charges up to a $4 monthly fee if you do not meet certain stipulations. The stipulations are relatively easy to meet (there are options, such as keeping at least a balance of $1500 in your account, or having a set amount of money direct deposited into your account each month), but both the monthly fee and requirements to avoid such a fee seem high and unreasonable to require. Positives include a low minimum amount required to open an account ($25), and paperless invoices, mobile apps, electronic banking, and up to four outside ATM charge reimbursements are offered. Overall, I don't think the positive is worth the negative, and would personally bank elsewhere.
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September 2, 2014
Photo of panther0418
panther0418
Citi Bank has one of the most trusted and secure checking accounts that I've ever seen. Most banks require that you have a pin number to gain information on your existing checking account. With Citi Bank they require that a person give their date of birth instead.There were no fees deducted from my account and the customer service is great. I've never had any problems with direct deposit and having to be able to withdraw any funds from my account.This is far more different than any other banks I've dealt with in the past.
September 3, 2014
Photo of aj_ketchum
aj_ketchum
How is your date of birth more secure than a PIN? It is relatively easy to figure out most people' DOBs (just ask them) while a randomly chosen number is a bit more difficult.
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September 1, 2014
Photo of anshhram
anshhram
I have a checking account with Citi Bank. I have been with this bank for over 8 years, until recently. My account for several years have been the student checking Account. I pay with everything online and/or with my debit card. Also, we didn't have any bank branches in our county at least for 100 miles. But the concern with this account is that you must keep a direct deposit balance of $1500 or more for it to remain a free account. Mine fell below this amount recently and they switched my checking account from the student checking to regular Checking, which has an $11 monthly fee. Switching to Bank of America's student checking account was probably one of the best decisions that I ever made.. But now with BOFA, it is a member of the Global ATM Alliance and now I know there are particular banks in almost every country that I have been to that are also part of this network. Using one of the member bank's ATM, I get to withdraw my money free of charge with no international ATM fees. If you are someone like me, then I definitely recommend you switch to bank of America.
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August 29, 2014
Photo of beamoflight
beamoflight
I have a checking account with City National Bank. I have been a member with this bank for a few years. My experiences with this bank have always been positive, personal, polite and professional. I recently relocated to a different city, which also happens to have branches of this bank. About three months after I moved, the branch manager from my "old location" called to check on me because he hadn't seen me in quite some time. I was ecstatic for many reasons, one - what bank branch manager monitors his customers to that degree? Two - he called to offer me a better checking account level which allows for early direct deposit. The fees are minimal, they offer a ATM/Debit Card, no fee ATM withdrawals, and no monthly maintenance fees. The best checking account I've ever had.
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August 28, 2014
Photo of Ginevarose71
Ginevarose71
I have a checking account with Fifth Third Bank. I have been with this bank for over 25 years and mostly have enjoyed the service I have received, until recently. My account for several years have been the Fifth Third eAccess Account. I pay with everything online and/or with my debit card. But the downfall to this account is that you must keep a direct deposit balance of $500 or more for it to remain a free account. Mine fell below this amount recently and they switched my checking account from the eAccess to Essential Checking, which has an $11 monthly fee. I am not allowed to switch my account back for at least 6 months. I am not at all happy with the way Fifth Third Bank as well as other banks, have begun sticking it to the person that has limited funds. Unfortunately I am unable to really change banks, so I am stuck with this monthly fee.
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August 15, 2014
Photo of michele_reymer
michele_reymer
I have a checking account with TD Bank and have been with them for 15 years. The customer service is excellent and they really helped me when someone stole my identity a few years ago. I was contacted by a bank representative because there was some unusual transactions in my account. It turns out someone had been cashing bad checks against my account. The representative closed all my accounts and reopened new accounts. They made sure I was not responsible for any of the fraudulent activity on my account and made sure all my "real" bills were paid without any issues.
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August 15, 2014
Photo of angela_duttry
angela_duttry
I have a no minimum balance checking account with First Commonwealth Bank. Their customer service is AMAZING! The staff is always friendly and actually pays attention when you have a question. They notify you the very second something happens out of the ordinary with your account and are prepared to stick by you through the whole ordeal. They saved me from internet fraud on three separate occasions. I would recommend them to anyone.
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August 15, 2014
Photo of lenmili
lenmili
I have a checking account with Hudson valley Federal Credit Union, and I am very glad of the service, once somebody use my account to buy things from other state and they take care of everything really fast. They give me back the money and the people from customer service were very friendly. Very good checking account!
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August 14, 2014
Photo of billr1
billr1
I had a checking account with AmericaNet Rewards Checking. Everything was great and I was satisfied with the service until some hackers from Russia took my balance. The insurance from the bank would only cover a portion of my balance that was stolen. What horrible service. I could not believe that I was not fully reimbursed. Poor quality checking account.
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August 13, 2014
Photo of billybarule
billybarule
I have had a checking account with Lake Michigan Credit Union for about five years and for the most part the experience has been excellent. I moved from regular banks to credit unions simply because of frustrations with regular banks over fees relative to checking. LMCU offers some excellent perks and in the event of any disputes they have resolved the same with professionalism and courtesy. For my part I am looking for a good mix of convenience and price. LMCU offers the best of both.
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August 13, 2014
Photo of panther0418
panther0418
BankCorp Bank had been very good to me up until they Blocked my card. All because I didn't know, at the time, who withdrew a certain amount of money out of my account. Therefore I now have to wait for a reissued card just to retrieve my funds. When this happened on the weekend I was totally upset. Can you imagine how it feels not being able get any money at all?
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August 13, 2014
Photo of bfi1000
bfi1000
I have had my account with Wells Fargo for a long time now and while it has mostly been good, I recently ran into a really frustrating situation. I've been making a lot of charges lately and one accidentally got double charged. I tried to get them to remedy this situation and the response time was very disappointing. I didn't have a lot of spare money so I was sitting there waiting for them to help me fix this problem for far too long. Very frustrating.
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July 16, 2014
Photo of phouse05
phouse05
I have had an account with Chase since I was 17. I have never had an issue with service or fees. The requirements to avoid fees are hardly a challenge. 6 debit card transactions is nothing to most people. Gas, groceries, and lunch in one day gets you to the mark quickly. On top of that I have had a few incidents when my account was charged fraudulent fees (through PayPal and not directly with Chase) and I had no issue being refunded my cash quickly. Not to mention getting cash from an ATM is really easy. Chase is national and if you can't find a Chase, you can definitely find a Walgreen's who always have a Chase ATM. I've never been dissatisfied and never considered leaving
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July 8, 2014
Photo of sumugee
sumugee
I have been using BB&T, Branch Banking and Trust and a regional bank, for the last 20 years. I've never had a single problem or complaint with them. I also happened to be grandfathered in on some changes that have taken place over the years so I can't comment as a new customer. Like my checking is free but for new customers they have to pay a monthly fee or keep their balance so high to avoid it. As far as customer service, I've had to use them a handful of times over the years and each time it was prompt and the people were courteous. Things are usually done without having to talk to anyone through either through their website or the use of an automated call system. I have no problems with my checking account at this bank. It's been completely painless and I'd recommend anyone who has a BB&T in their area to check them out.
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June 19, 2014
Photo of sdgwc6
sdgwc6
I have been banking with ENT for a few years now, and I will always use credit unions. Even though ENT is a regional credit union (like most) it offers a lot of the same services the big banks do--mobile deposit via their app and a whole range of online services. Any problems I've had were easily resolved online, or quickly in branch. Free notary service in branch at every branch is a huge plus!
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June 19, 2014
Photo of mightysquirrel
mightysquirrel
I have a checking account with PNC Bank. I have not been happier with any other bank, than with them. I have been with a few when I was in the military, including the previous bank that it was, National City. I greatly enjoy PNC a lot more than the rest. The customer service is fantastic, and everything is prompt and has easy access. Their checking is quick, and their mobile app is the best I have used so far. It makes it extremely easy for me to do mobile deposits of checks.
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June 17, 2014
Photo of chopperxop
chopperxop
I had a checking account with Wells Fargo that was closed down because of insufficient funds. But now that I've started working again, I tried to revive the same account, but they were more than accommodating to my needs and make suggestions as to how to better provide me with service that meets my financial goals. Instead of opting me to a regular account, they offered to give me a NEW account -- a student checking account and several options that really helps me save money without getting charged too much by the bank itself. This is probably one of the best things I've done. I'm glad I stuck with Wells Fargo instead of other banks.
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June 17, 2014
Photo of jdsmito
jdsmito
I've had a US Community Credit Union checking account for over a year now, and couldn't be more satisfied. While interacting directly with a teller at other banks costs you money unless you have one of those 'premium' accounts, all customer service is free, as it should be here. There are multiple locations and they have agreements with other banks that allow me to use atm's that aren't just USCCU ones.
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June 6, 2014
Photo of jared_newell_92
jared_newell_92
Bank of America checking account is probably the worst one. It automatically signed me up for online banking and started charging me $12 every month for four months. I tried to cancel it and the rep told me that it was but at the end of the month I got the bill again. I never used it, not did I sign up for it. So I went to the main branch to cancel it, and the teller persuaded me for a hour and a half, making me get a parking ticket for an expired meter to keep my account with them. Then after closing the account did not return whatever little money I hgad left in my account. It was a a bad experience but TD Bank made it good. The average collected balance is $100 and it has ATM everywhere. The hours are good and so ae the tellers.
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May 29, 2014
Photo of ellen_holaway
ellen_holaway
I love my Texas Bank checking account. I signed up for the Value Checking plan. I get free checks, online banking, no minimum balance, no maintenance fee, and unlimited check writing. I haven't been able to find anything that comes close to this account coupled with the service I get from the tellers when I come in. If you have a limited income and want a hassle free account then this is the one for you.
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May 27, 2014
Photo of ngoni_chihombori
ngoni_chihombori
Switching to Bank of America's student checking account was probably one of the best decisions that I ever made. Before I switched to BoFA, I used to have a student checking account with Citizens bank and it was really annoying. I remember a semester I studied abroad in France and I was so inconvenienced. In order to do a transfer with my Citizens bank account, I needed to present myself physically with my ID at a Citizens bank branch which was insane as I remember one time, I needed to make an urgent payment while abroad in Italy and my bank told me to fly back as that was the only way I could make that wire transfer. Whereas, now with BoFA all that hustle is gone as I can do all my banking online. I can initiate my transfers from the comfort of my laptop and even my smartphone. I am also someone who travels a lot internationally and I used to be hit hard by foreign exchange fees and atm fees while abroad. But now with BoFA, it is a member of the Global ATM Alliance and now I know there are particular banks in almost every country that I have been to that are also part of this network. Using one of the member bank's atm, I get to withdraw my money free of charge with no international atm fees. If you are someone like me, then I definitely recommend you switch to bank of America.
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May 26, 2014
Photo of b1wdancer23
b1wdancer23
TD Bank's student checking account is one of the most convenient and useful accounts I've ever owned. I previously held an account at Biddeford Saving's Bank in Waterboro, Maine. I had no issues with the company but moved further away and needed a larger branch. I then found a TD Bank within 5 miles of my house and decided to sign up. Without even knowing it I was eligible for a student account being a full-time college student. This type of account has no monthly fees, no minimum balance and is available to anyone under age 24. ATM fees still apply but it is expected with almost any bank account. I currently use direct deposit and haven't experienced any problems with this account what so ever.
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May 20, 2014
Photo of PNemo
PNemo
I have been with Chase since it took over WaMu several years ago. When Target was hacked in 2013 and lost millions of customers' records, I wasn't sure if I was affected and didn't have time to check. But Chase quickly realized I was affected and sent me a new debit card right away without me even asking. Much appreciated.
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May 20, 2014
Photo of BigBen2293
BigBen2293
I bank with 1st Advantage Federal Credit Union and I have a student checking and a savings account. I have been with this credit union for about six years and the only complaints I have ever had are those of fraudulent purchases that were taken care of with ease. 1st advantage is a great bank!
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May 14, 2014
Photo of stephanie_racey
stephanie_racey
I bank with FirstMerit and have a reality checking account. I have been with them for 12 years and originally I got free checks and one overdraft waived per year. All of the perks have been more or less taken away however I guess I can not complain as I am not charged any fees to keep the account as long as I have activity. The internet banking aspect is also great I actively use FirstMerit's bill pay.
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May 7, 2014
Photo of ronaldb66
ronaldb66
Ally Bank offers many products except credit cards. I like Ally Checking and savings accounts. When statement cuts and I've used an ATM. the fees are refunded back to me. And interest rate on savings and checking is better than the retail bank.
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May 7, 2014
Photo of kenny73378
kenny73378
I have been banking with Wells Fargo for a few years at this point. Honestly, I am torn about my sincere opinion about them. I have a basic checking account so the services are minimal and that's fine, that is not what concerns me. However, there is a lot of inconsistency in the quality of customer services I get when trying to resolve issues or even execute simple tasks.
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May 6, 2014
Photo of tapout632
tapout632
I have had a Checking Account at Regions for over a dozen years. I love these guys. I had issues with unauthorized charges from a cancelled gym membership and they got on it and fixed the situation. The Regions website is also easy to use and helps me keep track of my account activity.
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April 29, 2014
Photo of kstarliper
kstarliper
I have a Citibank Basic Checking account. By far this is the worst bank I have ever dealt with. They issued me a temporary card while waiting for my actual card to arrive in the mail. Some time passed and I was in a situation where I needed to use my card ( I needed gas for my car) and I couldn't use the temp card because it had expired. I went to the bank (the bank closest to me in Fort Lauderdale) and told them my problem. They issued me another temp card. More time passed and I never received it. One day I got a call from the guy I rented a room from telling me something from the bank arrived for me. It was the card. It only had my last name on it. That upset me, plus having the $10 monthly fee put me in the negative, then receiving a $35 overdraft fee makes me want to switch banks.
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April 29, 2014
Photo of jayseehey
jayseehey
I have a Citibank Basic Checking account that I don't use often but like to have for minor business purposes. I have been happy with their service and haven't run into many major problems. The most serious issue I had to deal with was not maintaining the minimum $1500 each month to avoid fees. There were about two occasions where I had to pay the fee because I did not keep track of my balance. Most basic checking accounts have these fees so it was my fault for not paying better attention to my account. Otherwise there have been no issues and the really service is great.
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April 29, 2014
Photo of craig_thompson_733076
craig_thompson_733076
I bank at Fifth Third Bank and couldn't be happier with my checking account. I pay no monthly fees and the best part is that I can use my debit card at any, and I mean any ATM machine and never pay a fee. Fifth Third bank takes care of that for me. Their customer service is outstanding, and the mobile app is easy for me to check on the balance on my checking account , and to transfer any balances. I can also use the mobile deposit option to make deposits directly into my checking account.
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April 28, 2014
Photo of LaurenLee11
LaurenLee11
I have a checking account with Bank of America. It is the eBanking account, which means if I do everything online, I do not pay a fee. There is only a fee if I make a transaction at an actual teller. I use the ATM and online for all my transactions. There is no interest on the account, which is a downside, but given that there is no minimum balance and no monthly fee, it's a great fit for me. I also do a lot of international traveling and have never had any issues with BofA. I even had fraud on my account while I was overseas and I was able to report and handle the transaction completely from abroad. They returned my money fast and even sent me my savings via Western Union so I could have emergency money until my money was in my account since it was Wednesday night before the long Thanksgiving holiday. I also choose to open a savings account and a credit card with them and am very pleased.
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April 28, 2014
Photo of bryanmcwethy
bryanmcwethy
I have a TCF Bank checking account and have had it ever since the age of 16 when I got my first job. I've given TCF my loyal service ever since because I trust them and they've been very helpful whenever I experience problems. When I signed up, they were the only bank I knew of open on Sundays which was very convenient if I needed to deposit money or a check. They also had a student checking account that I've used and I got free checks along with my account which is a nice perk. I've had my identity stolen online once, as well as my credit/debit card once, and TCF was quick to refund me the money and lock my account from being used by the thief. I couldn't be happier with the service TCF has provided me and plan to bank with them for a long time.
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April 24, 2014
Photo of jcrespo95
jcrespo95
I have had a Wells Fargo checking and savings account for years, and have never really had any issues with their customer service. They actually surprised me by how friendly they were when I accidentally over drafted my account and asked them to take off the 34 dollar fee. I am very pleased!
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April 17, 2014
Photo of jayseehey
jayseehey
I have used Chase Total Checking for years! The only down side is the monthly fee they introduced a while back if you don't maintain a certain balance. It should not be a problem if you are depositing your paycheck each month or similar. I have had no problems otherwise with Chase and would recommend them to friends and family. Their service is great! I have had my debit card stolen once and they halted purchases made in that time frame and saved me a lot of trouble and headaches. I was able to sort it out all online at my convenience, and they have many branches in my area if I ever feel like dropping by in person. I will continue to use Chase and have no need to look for any other checking service.
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April 16, 2014
Photo of srh1981
srh1981
I have a Compass Bank checking account. I'm not a huge fan of this account as they are not consistent. When I signed up I was promised "free checking for life". Obviously "life" meant until they decide to stop offering free checking. I now have to pay for my checks every time I need them. Also, I think they charge too much for overdraft fees and I think they push transactions through so that they can get the maximum number of overdraft fees. I would not recommend this bank to anyone, and in fact, I am seeking another bank myself. Maybe I should read some of the positive reviews here and see if I can find anything that would be better for me and my family.
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April 16, 2014
Photo of lanneberg
lanneberg
I have a Comerica checking account, and it is reasonable. I have had it for years, and they are not tremendously annoying. They expect a high balance for anything free, but most banks are in the same category. Comerica is local to Michigan, and they have a lot of branches that are convenient to my house. I find that I can get inexpensive checks and these are processed reasonably. Their online banking is pretty convenient, although they change the mode frequently - but I find that I can adapt.
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April 14, 2014
Photo of allie_bentley_568
allie_bentley_568
When I first got an account at Wells Fargo, I didn't realize what a hassle their service would be. It was always a pain to go through them, because the customer service was always so disinterested in helping and treated everything as though it were my problem and my responsibility to fix it without any help from them, as if I was only an irritation. The last straw was when they forced me to put an inked stamp of my thumbprint on my own check before I could deposit it. Never again banking there!
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April 14, 2014
Photo of bordot
bordot
Last year, I signed up for a Checking account with Chase at my local branch down the street. I've had nothing but great things to say about them ever since. They provided me with very quick support when my debit card was stolen and protected me from having my identity stolen. I'd very much recommend them!
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April 14, 2014
Photo of blam19
blam19
I feel that Boeing employees credit union is one of the best services when it comes to checking accounts because it does not come with monthly fees. With banking accounts you want to make the best out of it by providing a safe place to save up your money, not being taken away monthly to keep in a bank. Also there are no overdraft fees, so you can always withdraw your money without being penalized. Banks that provide services without having to pay many fees is the best way to keep the best output for your money which is why BECU would be a great company to start a checking account at.
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April 11, 2014
Photo of CutupMaria6
CutupMaria6
I have had a checking account with TCF bank my whole life and have found it to be extremely reasonable and convenient. I like that there are no fees (it's getting harder and harder to find these days) and I like that the banks are open 7 days a week. I would recommend TCF to anyone who is lucky enough to have a branch in their part of the United States.
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April 8, 2014
Photo of LucyE25
LucyE25
I have had a checking account with my credit union, Bangor Federal Credit Union in Bangor Maine for more than 20 years now. I like the fact that there are a few branches and that the staff all know me. I recently lost my wallet and they went out of their way to help me with my checks and debit card. I am currently in Hawaii and they let my daughter (who is on my account) go in and get a replacement debit card for me. I have no fees but don't earn a great deal of interest on my savings account. There is just something about a credit union that makes me feel better about banking than at a large corporate bank.
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April 4, 2014
Photo of wyntier
wyntier
We've been using 1st Bank for checking and savings for about 2 years now. We had an account with Wells Fargo before this and were really unhappy about all the hidden fees they kept springing on us. 1st Bank has great service people and they always go out of their way to make sure you get everything you need. The turn around time for cashing checks is only a day if it's an out of town check, otherwise it's right away for local checks.
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April 4, 2014
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jmpace
We've been using an Ally online bank checking account for about 3 years now. When we were first married we both held separate Wells Fargo accounts, but when they added a monthly fee if you didn't keep the balance above $1500 we ditched them. What college students have that amount of cash hanging around? We have loved using Ally so far, the only hangup being that there is no physical building to walk into if you need to deposit funds. Originally they only had options to scan or mail paper checks, though they have recently added a snap and send app for Android and iPhone. Unfortunately, our only smartphone is Windows operated. Luckily we don't have too many paper checks to deposit. We haven't had any issues with mailed checks posting to our account, but there's never any guarantee. Hopefully they will come out with a Windows App soon, or maybe I just need a new phone. :) Until then, we still love the fee-freedom, high interest rates for savings and CD's, and easy online interface.
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April 1, 2014
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ziggy415
My current checking account is with PNC bank. Over the years I have had several other checking accounts with other banks but I think they are by far my favorite. I have free student checking, which is nice. They also sent me free checks and have never charged me fees for anything. Even the few times I accidentally overdrafted, they refunded the fees. I've also had a few card charges that i've had to dispute and they were very helpful and quick to aid me in recovering my funds. When I use my ATM card at other ATMs, they reimburse me for the charges. Lastly, the bank is within very close proximity to my house and open on Saturdays. Definitely no complaints here.
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April 1, 2014
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tiarawalker
I have an account with Wells Fargo. Initially, I started banking with Wachovia in mid-late 2009 and by 2011, they'd rebranded to Wells Fargo. I mostly enjoy being a customer. Our local branch is always helpful and most questions and problems I encounter can be taken care of right here. The customer service at our local branch is bar none one of the best around in any industry. They manage to take care of 90% of my needs and concerns, and I can't recommend them enough. Dealing with a Wells Fargo customer service rep on the phone (the few times that I've had to) has mostly been a positive experience as well. A few years back I was the victim of identity theft and almost $2000 was taken out of my account. WF, both the local branch and the customer service line, worked with me to get my money back without making it a more painful process. The only thing I hate about calling the customer service is that they're always trying to offer you some service, loan, anything (much of it useless) to add to your account. One of the biggest downsides about Wells Fargo is how they'll continue to take money out of an account that is already overdrawn, making you get more fees. My main account has never been overdrawn, but the secondary account that I had to use for a while during the identity theft crisis did go under after I started using my main account again and not closing that one (the secondary) soon enough. So, they still honored some payments that came through while charging me an overdraft fee for each one. That's a ridiculous practice. Overall, though, WF has treated me well, and I'll continue to use them for my financial needs for years to come.
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March 28, 2014
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rubix1217
I have a checking account with Chase, but when I first signed up for it, it was Washington Mutual. It was a dream checking account... there were no maintenance fees, and they forgave one overdraft fee per year. However, they went under and Chase bought them out, and the changes were extremely noticeable. First off, they got rid of the one free overdraft a year, and immediately raised the overdraft fee. Yes, if you don't have enough money in your account, they're going to take MORE money you don't have. Then they added a monthly maintenance fee - which I realize all banks do now, but back when Chase started it, it was new and very unwelcome. You can avoid the fee by direct depositing $500 each month, but I'm definitely jumping through hoops for my checking account, when it should be working for me. They also had a huge fee for using another bank's ATM, but they finally got rid of that - thank goodness for small favors. Overall, my Chase checking account has been more trouble than it's worth.
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March 28, 2014
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pauline_cushman
The reason I chose Wells Fargo checking was because my Nana and Grandpa had been using it for years and loved it, never had a problem with them while my Dad kept jumping from one bank to the next because he couldn't stand them, until he tried Wells Fargo. I figured that it would just be easier to bank where my family does. So I opened a checking and savings account together, and everything was great except I found it annoying that I had to keep transferring $20 dollars, or so the one rep. told me from my checking to my savings, and from my savings to my checking to keep me from getting the ten dollar monthly fee for having it. Annoying, okay, but I had to live with it since I didn't have a job. Then a couple months later I realize I am getting the ten dollar fee taken out and when I ask them why they tell me it needs to be a $30 dollar transfer, and always has been. When i finally got a job and tried to use my card to buy something over ten dollars in the same day they suspended my card, which was horrible timing as I was on a road trip and was trying to fill up for gas, and I also had no cash on me.
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March 28, 2014
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lmneozoo
The most serious issue i have experienced with my bank of america checking account is their inability to disclose changes in their banking structure. When i signed up for the account, they had asked me if i was going to be using direct deposit to which i said yes. They then did not tell me that if i were to not have direct deposit or have less than $1500 i would be charged $12 per month which led to me closing my account.
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March 28, 2014
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alexandria_kinsey
I love my Wells Fargo checking account. I have been with them for about 10 years now and they have always provided me with everything I look for in a general checking account. I initially opened it as a student and when I graduated from college the transition to a regular checking account was seamless. I went in to Wells Fargo to speak to someone about my options and made it clear that I did not want to pay any fees for an account. I decided on a checking account that automatically transfers a dollar into my savings account every time I make a purchase with my debit card. Not only did this waive any fees associated with the account but I am inadvertently building up my savings. I love this feature and have been absolutely happy with Wells Fargo. And as an added bonus their online banking is simple to use. I pay all my bills online now.
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March 28, 2014
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Joshuwar
My checking account is with Randolph Brooks Federal Credit Union. They're only located in Texas so far and haven't expanded much. I love my checking account with them! There is no minimum balance to open up an account. If you have a savings account, which only requires five dollars to open, then you can get a checking account along with it for free. I've only ever had one problem with this checking account. There is an overdraft protection that is placed on the account if you agree to its terms. I remember spending money over the balance on my account, and being charged the 24 dollar fee for being overdrawn. I was upset about it, but I realized it was my mistake in not keeping an open eye on what was currently available on my account. Other than that, I've had no problems with this financial institution or my checking account. I love RBFCU and will be a member with this credit union forever!
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March 28, 2014
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dandee1964
I have a checking account with Capital one 360. I've had it for several years. I love the ease of using my account from depositing funds to withdrawing what I need. I have a small line of credit that can be applied toward my account with no overdraft fees; all I pay is the interest until it's paid back in full. The most serious problem I've had was in the beginning figuring out how many months my account would be charged interest. I had paid back my line of credit promptly, but it seemed like I was charged interest for several months afterward. I contacted customer service and they promptly explained the reason. I had inadvertently put the decimal point in the wrong place and had actually paid one dollar under my line of credit. To say the least, I apologized with tongue in cheek and with much gratitude for their help, I hung up/ I have made sure that I keep my account always spotless and in good standing. I highly recommend Cap One.
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March 28, 2014
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shalaeha
I love my checking account so much. I have had it for about 5 years. I was still a student at the time I opened it up, the main reason for that being I wanted an account at a different bank that my mom didn't have access to. It was a very easy process, and they helped me pick the best account for me. In addition, they helped me when i went to study abroad as well. They made the process so simple, when i had heard that it would be very tough. I do have accounts at other banks, but Wachovia/Wells Fargo is by far my favorite. I have NEVER experienced any problems with them, and even if i did encounter one in the future, it would be worth it because of the years of great service I have had.
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March 28, 2014
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kozak1c
I used to have a checking account at Comerica Bank a couple of years ago. It took care of my standard needs such as withdrawing and depositing at the bank, as well as the occasional ATM withdrawal. However, the one time that I accidentally overdrew my account by less than $3.00, I instantly got hit hard with tons of fees. Even worse, I was out of town during that time so I did not notice that my account was overdrawn until about a week later. I came back to find out that they had been charging me ridiculous amounts every day that my account was overdrawn. I tried to get some of these reversed, because I had held an account with them for years with no problems up until now, but no success. It's safe to say that I closed that one down and switched to a different bank after that.
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March 27, 2014
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buttons1234
My checking account through Rockland Trust is great. They have one of the best customer services I have ever encountered. All my issues have been able to be resolved with a quick phone call or branch visit. They also offer mobile banking and mobile check deposit, which for a busy mom like me is so helpful. No longer do I need to stop by the atm or visit a teller to deposit a check. Also, my checking account has no minimum balance fees and they also offer overdraft protection. If you're in the southeast Massachusetts area, definitely check out Rockland Trust!
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March 27, 2014
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bblazing
TCF bank was amazing and I hated leaving. Several years ago I had found myself in a spot of trouble landing me in the Chex System and was denied a checking account by every bank. I had to have a coworker cash my paycheck against his account every pay day. On a chance, I walked into TCF and was welcomed warmly and embraced by their cozy free checking and an awesome free gift! I faced no ridiculous fees, they were understanding, and I never got treated the way other banks had treated me. They valued me and I greatly valued them.
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March 24, 2014
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erickahkahkah
I love my checking account! I am able to easily access it online which makes traveling very easy for me because I do not have to go to a brick and mortar location in order to do banking. There is a limited number of online transactions allowed per account, but I have never exceeded it personally.
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March 20, 2014
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jloftis0524
My checking account is great because I can make a high amount of deposits via a mobile device. If I need to exceed the limit (which is rare), it only takes 24 hours before I can do it again. If needed, I can always go in person and deposit money. The mobile deposits option is my favorite feature of my checking account because it makes “life on the go” very easy!!
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March 20, 2014
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Cedsays
I have an awesome checking account with WELLS FARGO. I've been to other banks and this is the only account hassle free and ways access when you need it. Wells Fargo also has an online banking app which comes in handy.With 24/7 ATMs and NO fees this has easily become my favorite checking account. I would never recommend any other account but a Wells Fargo Account.
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March 19, 2014
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kennedy_a_jones
I currently have a checking account with J.P. Morgan Chase. I enjoy having the account but there are some things that frustrate me about it, like the ATM fees that are charged by the bank for using a non chase ATM. I live in San Marcos where there are only 3 chase ATM's in the entire city so I am Frequently paying these fees. Other than that i am very satisfied with my Chase checking account
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March 18, 2014
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mgreg0000x
I use a checking account with Regions Bank daily and am very pleased. Regions proves to be mostly hassle-free, and the few times I've had to inquire with customer service about a rogue fee they've agreeably explained or compromised the situation to my satisfaction. Regions Bank has a TON of locations in the southeast United States, making it my first choice for checking because of its easy accessibility.
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March 18, 2014
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itismemario
I am very satisfied with my E*TRADE Bank Checking Account. Let me tell you why. Not only is this account free of any monthly fees and uses a Visa Debit Card, it is also operated by E*TRADE. The same company that has made it incredibly easy to invest on the internet, now allows me the same online simplicity for my day to day checking.
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March 6, 2014
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jmpace
This filter has the potential to be really useful. I wish there were more bank options. Surely those four are not the only banks in the country. For example, when selecting all the available features there were no accounts available, but I get all these features from my current Ally Bank checking account, with no minimum monthly balance. All these features are important to me as a consumer so it was disappointing not to be able to find an account using this filter with everything that I want. Grab a few more banking options and the tool will be really helpful!
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March 4, 2014
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asumbauser
The search tool worked quite well for me. I was actually quite surprised to find that I could input for just about everything that was important to me (make sure to check out the advanced options to fine tune your search) to find a checking account. Surprisingly, there were a few options that I found that met or exceeded my requirements - I don't mean to sound cynical but I was looking for quite a bit and didn't expect more than one or two results but I got almost 10! This gave me a nice group of options to select from.
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February 28, 2014
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bryanmcwethy
The search tool here is extremely useful! It's nice to be able to come here and within a few seconds sort by the type of account I want as a student that has online banking and no monthly fees as well as no ATM fees. It helps me select the bank and type of account that is going to best suit my lifestyle.
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February 24, 2014
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Heidisue07
I currently have a fantastic checking account through Capital One. I started with it when it was ING, but now it has been purchased by Capital One. I love it! I find the online banking to be simple, and easy. Furthermore, there are very few fees associated with this account. I love the ease at which I can transfer funds between accounts and can watch my money grow. I can also send paper checks when need be to people without any extra fees associated with them. All in all, I am a huge supporter of this checking account and will continue to use it loyally.
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February 20, 2014
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rramos12
I walked into Wells Fargo, Orange City, Florida over a month ago for the sole purpose of cashing a check. However, the cashier was kind enough to explain all the new benefits Wells Fargo's new checking accounts has to offer. This sounded very unique and interesting, so I was directed to an account manager. I was skeptical at first--for I have had several bad experiences in the past with national financial institutions. However, not only was I impressed with the professionalism, financial knowledge, and warm friendship of the account manager, but I was also impressed with the benefits their checking account has to offer. I opened my checking & Savings account on that day, and am a very satisfied customer ever since. I strongly recommend, to anyone, a visit and a short chat with any account manager at a near Wells Fargo Bank. If what I experienced on their Orange City, Florida is a good example of their overall customer service and financial operations, you will be much more than satisfied and impressed.
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February 18, 2014
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nasagir1
I am a new member to Capital One. The sign up process was secure and thorough which I greatly appreciate. It was simple to link other online accounts to it without too much fuss and hassle. I can transfer my funds with ease unlike the previous bank I used. I’m glad to have made the switch.
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February 13, 2014
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gregory_klinker_75
I really enjoy using my Wells Fargo Checking Account. I just filed my taxes, and am really thankful for the low rates on their checking accounts. I have the ability to manage it from my phone in a very easy to use application for both iOS and Android. The best part? My card came in two days. I highly recommend opening an account for yourself or someone in your family they have a deal with which you can get $50 free for opening an account if your credit qualifies.
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