Prepaid Cards

Prepaid debit cards are a popular alternative to traditional checking accounts given that they offer essentially the same features, with the exception of a physical checkbook. There are more than 36 prepaid debit cards available from issuers around the country. We recommend using the filters below to personalize the offers that we display, as viewing only prepaid cards that meet your individual needs will hasten your search. Once you find the right prepaid card, we will redirect you to the respective issuer’s website so that you can apply for it.

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We work hard to present you with accurate rates, fees, and other information on this page, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicants' creditworthiness and differences between an individual's situation and the criteria/assumptions used to record this information.

You can check the details page of each offer for the date the information was last updated on this site and to determine whether the offer is from a paying advertiser (indicated by the word "sponsored"). Regardless of advertiser status, none of the information on Wallet Hub constitutes a referral or endorsement of the respective financial institution by us, or vice versa. Furthermore, it is important to note that the inclusion of a financial company's products or services on Wallet Hub does not necessarily indicate that company's involvement with the site or control over the information that we display. Information is displayed first and foremost for the benefit of consumers.

Before submitting an application, always verify with the issuing institution (i.e. bank, credit union, other lender) the rates, fees, and all terms and conditions accompanying your application. Please let us know if you notice any differences related to the shown on this page.

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READYdebit® Visa Prepaid Card

One-time Fee

$9.95

Monthly Fees

$9.95

Transaction Fees

Signature: Free
ATM: $2.25 per trans

details

Free direct deposit
Free mobile banking
Free credit ScoreTracker
Free online bill pay
Easy cash reloading at 50,000+ retail locations

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AccountNow Prepaid MasterCard®

One-time Fee

$4.95

Monthly Fees

None

Transaction Fees

Signature: Free
ATM: $2.50 per trans

details

100% guaranteed approval.
This is a debit-card, not a credit card.

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AccountNow Prepaid Visa® Card

One-time Fee

$4.95

Monthly Fees

None

Transaction Fees

Signature: $1
ATM: $2.50 per trans

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Account Now Gold Visa® Prepaid Card

One-time Fee

None

Monthly Fees

$9.95; Free if you load $2,500 or more in a month

Transaction Fees

Signature: Free
ATM: $2.50 per trans

details

$25 Cash Bonus when you use direct deposit
No Credit Check
No Overdraft Fees
No CheckSystem's Verification

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American Express Prepaid Card

One-time Fee

None

Monthly Fees

None

Transaction Fees

Signature: Free
ATM: 1 free ATM withdrawal per calendar month -- thereafter, $2 per withdrawal

details

The American Express Prepaid Card has no recurring fees. Unlike many other prepaid cards, you keep more of your money in your wallet—where it belongs.
Add money online or by phone, from Direct Deposit, a bank account or with cash.
You can add money to the Card using your bank account or cash until your balance equals $2,500, or using Direct Deposit until your balance equals $5,000. The maximum amount you may load to the Card in any month is $2,500 (bank account or cash); $5,000 (Direct Deposit).
The American Express Prepaid Card comes with world-class Customer Service. Simply call us anytime, 24 hours a day at 1-866-207-7970.
Build a financial track record with the American Express Prepaid Card. Use your Prepaid Card regularly and you may be invited to apply for an American Express Charge Card.
Feel safe knowing that if the Card is lost or stolen you won't be responsible for fraudulent charges and American Express will replace the funds.
Get up to three Cards -- Because you can order up to three Cards, you have the choice of giving them to the people you choose or keeping one for yourself. So you have the freedom to manage your own spending or use it to provide money to the other people in your life.
4 easy ways to load money into your prepaid card: 1) Direct Deposit (free); 2) Bank Account (free); 3) Load Cash with the Vanilla Reload Network™ ($3.95 fee); 4) Load Cash with MoneyPak® ($4.95 fee)

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UPside Prepaid Debit Card

One-time Fee

None

Monthly Fees

$0.99 if you load $500 or more, otherwise $4.95

Transaction Fees

Signature: Free
ATM: $1.95

details

This is not a credit card but a prepaid reloadable debit card.
No credit check needed. No activation fee.
Free Direct Deposit from your employer or benefit provider.
Load cash at 50,000 retailers nationwide.
Write personal checks online at a cost of $2 per check.

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ACE Elite™ Visa® Prepaid Debit Card (Pay-As-You-Go)

One-time Fee

None

Monthly Fees

None or $5.95/month if Card Account has not had any activity for 90 days

Transaction Fees

Signature: $1 per trans
ATM: $2.5 per trans

details

100% approval - No credit check required.
Goodbye hidden fees.
Goodbye minimum balance,
Goodbye confusing fee plans.
Goodbye minimum balance.

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BabyPhat Prepaid Visa® RushCard

One-time Fee

$3.95 - $14.95

Monthly Fees

None

Transaction Fees

Signature: $1 per trans (max $10/month)
ATM: $1.95 per trans

details

Free Direct Deposit, Free Bill Pay and 99¢ Card to Card Transfers.
Card Fee charged is based on the plastic design requested. Card Fee is $3.95 for the original RushCard design; $9.95 for the Black Diamond, Pink Diamond, Purple Diamond RushCard and DYNASTY designs, and $14.95 for Baby Phat RushCard and KLS RushCard designs.

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KAIKU® Visa® Prepaid Card

One-time Fee

None

Monthly Fees

$1.95

Transaction Fees

Signature: Free
ATM: No cost at 50,000 in-network ATMs; $1.45 at out-of-network ATMs

details

The KAIKU® Visa® Prepaid Card is a reloadable debit card that can be used anywhere Visa debit cards are accepted.
Add money, make purchases, get cash, or share funds with family and friends.
Access more than 50,000 in-network ATMs globally from Allpoint.
Load the Card with many convenient ways.
Send money to other KAIKU cardholders at no transactional cost.
Direct Deposit and text alerts at no cost.
Apps for iPhone®, Android™, and Blackberry® smartphones.
No purchase, activation, inactivity, or late fees.
No risk of overspending or going into debt.
No credit check or minimum balance.
High card limit of $10,000.
Customer service on all inquiries, including transfers and multiple calls included at no cost. You can reach customer service at 1-855-285-2458.

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READYdebit® Platinum Visa Prepaid Card

One-time Fee

$9.95

Monthly Fees

$14.95

Transaction Fees

Signature: Free
ATM: $2

details

Free Direct Deposit your paychecks
Account is fully FDIC-insured up to the balance of your card
Easy cash reloading at 50,000+ retail locations
Free credit ScoreTracker

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