prepaid cards

Prepaid Cards

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Prepaid debit cards are a popular alternative to traditional checking accounts given that they offer essentially the same features, with the exception of a physical checkbook. There are more than 38 prepaid debit cards available from issuers around the country. We recommend using the filters below to personalize the offers that we display, as viewing only prepaid cards that meet your individual needs will hasten your search. Once you find the right prepaid card, we will redirect you to the more
Debit Card
Please find below a list of checking accounts that offer 100% Guaranteed Approval regardless of your history.
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We work hard to present you with accurate prepaid card information on this page. However, this information does not originate from us and therefore we cannot guarantee its accuracy. You can check the details page of each offer for the date the information was last updated on WalletHub. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicants' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, non-sponsored offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
readydebit visa prepaid card
Activation Fee
None
Monthly Fees
$9.95
Features
Signature: Free
ATM: $2.50 per trans
more info
  • Free direct deposit
  • Free mobile banking
  • Free credit ScoreTracker
  • Free online bill pay
  • Easy cash reloading at 50,000+ retail locations
account now prepaid mastercard
Activation Fee
$4.95
Monthly Fees
None
Features
Signature: $1/trans
ATM: $2.50 per trans
more info
  • 100% guaranteed approval.
  • This is a debit-card, not a credit card.
accountnow prepaid visa card
Activation Fee
$4.95
Monthly Fees
None
Features
Signature: $1
ATM: $2.50 per trans
more info
  • Go to any nearby MoneyGram®, Western Union®, Green Dot® Money Pak®, REloadit®, and Visa ReadyLink® (Visa only) agent location at well-known retailers.
visa prepaid card gold
Activation Fee
None
Monthly Fees
$9.95; Free if you load $2,500 or more in a month
Features
Signature: Free
ATM: $2.50 per trans
more info
  • $15 Cash Bonus when you use direct deposit. To qualify for the $15 direct deposit bonus, within 6 months after being approved to receive a card you must deposit at least $500 per month via recurring direct deposit in two or more consecutive months.
  • No Credit Check
  • No Overdraft Fees
  • No CheckSystem's Verification
ace prepaid debit card
Activation Fee
None
Monthly Fees
None or $5.95/month if Card Account has not had any activity for 90 days
Features
Signature: $1 per trans
ATM: $2.5 per trans
more info
  • 100% approval - No credit check required.
  • Goodbye hidden fees.
  • Goodbye minimum balance,
  • Goodbye confusing fee plans.
readydebit platinum visa prepaid card
Activation Fee
None
Monthly Fees
$14.95
Features
Signature: Free
ATM: $2.50 per trans
more info
  • Free Direct Deposit your paychecks
  • Account is fully FDIC-insured up to the balance of your card
  • Easy cash reloading at 50,000+ retail locations
  • Free credit ScoreTracker
pex prepaid business card
Activation Fee
$49.95
Monthly Fees
None 1st 2 months, $7.5 after
Features
Signature: Free
ATM: N/A
more info
  • The PEX Visa(R) Prepaid Business Card offers a better way for employees to make company purchases — while employers stay in control of employee spending.
  • Best Replacement for your Business Credit Or Debit Card.
  • Instantly fund employee purchases.
  • Gain 24/7 control over where and how much employees spend.
  • Save money - no surprise interest charges or overdraft fees.
  • *Monthly fee: None for the first two months, after that, for the first 20 cards is $7.5/card or for more than 20 cards is $150. Monthly fees waived any month that your business spends $50,000 or more
serve prepaid card
Activation Fee
None
Monthly Fees
$1 Monthly Fee (no fee NY, TX & VT)*
Features
Signature: Free
ATM: None at MoneyPass ATMs, $2 elsewhere
more info
  • Your Full Service Reloadable Prepaid Account. (American Express Serve is not a credit card.)
  • No credit check. No minimum balance. No hidden fees.
  • Enjoy American Express service and security 24/7. Shop online or off and get access to membership benefits like Purchase Protection.
  • Add cash for free across 27,500 CVS/pharmacy®, Family Dollar®, Walmart®, and participating 7-ELEVEN® locations.
  • Free ATM withdrawals at over 24,000 ATMs nationwide.
  • Use the Mobile App* to deposit checks on-the-go, manage your money, pay bills and more.
  • *Terms, conditions and exclusions apply.
Prepaid VISA Card from Green Dot
Activation Fee
None
Monthly Fees
$5.95*
Features
Signature: Free
ATM: Free In Network, $2.5 elsewhere
more info
  • $0 Activation Online - with no credit check.
  • Free nationwide ATM network of 22,000 MoneyPass® ATMs.
  • Free Direct Deposit.
  • Free Online Bill Pay - No special trips to pay your bills, no need to write checks, or pay for stamps.
  • No charge to Reload your card with Direct Deposit. Reloading your card at a retailer will cost up to $4.95.
  • No Overdraft fees.
  • No Transaction fees on US purchases.
  • If you use your card outside of the 50 United States, a fee equal to 3% of the transaction amount will apply.
  • *Monthly fee: $5.95; Waived if you load at least $1,000 or make at least 30 purchases in a month.
Liquid Prepaid Card from Chase
Activation Fee
None
Monthly Fees
$4.95
Features
Signature: Free
ATM: None at Chase ATMs. $2 each at non-Chase ATMs.
more info
  • You can use Chase Liquid to make your day-to-day purchases – up to $3,000 a day. Use it at clothing and grocery stores, pharmacies, and more – anywhere VISA® is accepted you can use Chase Liquid. You can also use Chase Liquid to shop online.
  • Get Chase Liquid at your local branch. You'll receive a fully functioning card immediately, with no fees to open or activate. Just add a $25 initial deposit to get started.
  • Use Chase Liquid anywhere VISA® is accepted and get cash at any Chase ATM or branch. Track balances and spending on-the-go with text banking. All free, 24/7.
  • Reload easily without any fees with Direct Deposit or at more than 11,500 Chase DepositFriendly℠ ATMs.
  • Use your Chase Liquid card to shop online through the Chase Liquid Insider Facebook app and you'll get special cash back offers at a variety of popular online retailers.
  • Zero Liability Protection for any unauthorized card transactions when you notify us promptly.
  • Monthly service fee: $4.95 per month. Waived when linked to a qualifying checking account.
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