prepaid cards

Prepaid Cards

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Prepaid debit cards are a popular alternative to traditional checking accounts given that they offer essentially the same features, with the exception of a physical checkbook. There are more than 40 prepaid debit cards available from issuers around the country. We recommend using the filters below to personalize the offers that we display, as viewing only prepaid cards that meet your individual needs will hasten your search. Once you find the right prepaid card, we will redirect you to the more
Debit Card
Please find below a list of checking accounts that offer 100% Guaranteed Approval regardless of your history.
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We work hard to present you with accurate rates, fees, and other information on this page, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicants' creditworthiness and differences between an individual's situation and the criteria/assumptions used to record this information.
You can check the details page of each offer for the date the information was last updated on this site and to determine whether the offer is from a paying advertiser (indicated by the word "sponsored"). Regardless of advertiser status, none of the information on Wallet Hub constitutes a referral or endorsement of the respective financial institution by us, or vice versa. Furthermore, it is important to note that the inclusion of a financial company's products or services on Wallet Hub does not necessarily indicate that company's involvement with the site or control over the information that we display. Information is displayed first and foremost for the benefit of consumers.
Before submitting an application, always verify with the issuing institution (i.e. bank, credit union, other lender) the rates, fees, and all terms and conditions accompanying your application. Please let us know if you notice any differences related to the shown on this page.
readydebit visa prepaid card
One-time Fee
None
Monthly Fees
$9.95
Transaction Fees
Signature: Free
ATM: $2.50 per trans
details
  • Free direct deposit
  • Free mobile banking
  • Free credit ScoreTracker
  • Free online bill pay
  • Easy cash reloading at 50,000+ retail locations
account now prepaid mastercard
One-time Fee
$4.95
Monthly Fees
None
Transaction Fees
Signature: $1/trans
ATM: $2.50 per trans
details
  • 100% guaranteed approval.
  • This is a debit-card, not a credit card.
accountnow prepaid visa card
One-time Fee
$4.95
Monthly Fees
None
Transaction Fees
Signature: $1
ATM: $2.50 per trans
details
  • Go to any nearby MoneyGram®, Western Union®, Green Dot® Money Pak®, REloadit®, and Visa ReadyLink® (Visa only) agent location at well-known retailers.
visa prepaid card gold
One-time Fee
None
Monthly Fees
$9.95; Free if you load $2,500 or more in a month
Transaction Fees
Signature: Free
ATM: $2.50 per trans
details
  • $15 Cash Bonus when you use direct deposit. To qualify for the $15 direct deposit bonus, within 6 months after being approved to receive a card you must deposit at least $500 per month via recurring direct deposit in two or more consecutive months.
  • No Credit Check
  • No Overdraft Fees
  • No CheckSystem's Verification
ace prepaid debit card
One-time Fee
None
Monthly Fees
None or $5.95/month if Card Account has not had any activity for 90 days
Transaction Fees
Signature: $1 per trans
ATM: $2.5 per trans
details
  • 100% approval - No credit check required.
  • Goodbye hidden fees.
  • Goodbye minimum balance,
  • Goodbye confusing fee plans.
KAIKU Prepaid Debit Card Offer
One-time Fee
None
Monthly Fees
$1.95
Transaction Fees
Signature: Free
ATM: Free at 55,000+ in-network domestic ATMs; $1.45 at out-of-network domestic ATMs
details
  • The KAIKU® Visa® Prepaid Card is a reloadable debit card that can be used anywhere Visa debit cards are accepted.
  • Add money, make purchases, get cash, or share funds with family and friends.
  • 55000+ in-network domestic ATMs.
  • Load the card in many convenient ways.
  • No Cost Online Bill Pay – pay bills, rent, or other expenses.
  • Mobile Money Deposit – Add money to your KAIKU account by taking a picture of a paper check with your smartphone.
  • Send money to other KAIKU cardholders at no transactional cost.
  • Direct Deposit and text alerts at no cost.
  • No purchase, activation, inactivity, or late fees.
  • No risk of overspending or going into debt.
  • No credit check or minimum balance.
  • High card limit of $10,000.
  • Customer service on all inquiries, including transfers and multiple calls included at no cost. You can reach customer service at 1-855-285-2458.
readydebit platinum visa prepaid card
One-time Fee
None
Monthly Fees
$14.95
Transaction Fees
Signature: Free
ATM: $2.50 per trans
details
  • Free Direct Deposit your paychecks
  • Account is fully FDIC-insured up to the balance of your card
  • Easy cash reloading at 50,000+ retail locations
  • Free credit ScoreTracker
pex prepaid business card
One-time Fee
$49.95
Monthly Fees
$7.5; Free for any month when the business spends $50,000 or more
Transaction Fees
Signature: Free
ATM: Free
details
  • The PEX Visa(R) Prepaid Business Card offers a better way for employees to make company purchases — while employers stay in control of employee spending.
  • Best Replacement for your Business Credit Or Debit Card.
  • Instantly fund employee purchases.
  • Gain 24/7 control over where and how much employees spend.
  • Save money - no surprise interest charges or overdraft fees.
serve prepaid card
One-time Fee
None
Monthly Fees
$1 Monthly Fee (no fee NY, TX & VT)*
Transaction Fees
Signature: Free
ATM: None at MoneyPass ATMs, $2 elsewhere
details
  • Your Full Service Reloadable Prepaid Account. (American Express Serve is not a credit card.)
  • No credit check. No minimum balance. No hidden fees.
  • Get a $50 credit after receiving $250+ twice via Direct Deposit by 6/30/14.* Enroll in Direct Deposit to get your paycheck in your American Express Serve Account on payday.
  • Enjoy American Express service and security 24/7. Shop online or off and get access to membership benefits like Purchase Protection.
  • Add cash for free across 19,500 CVS/pharmacy®, Walmart®, and participating 7-ELEVEN® locations.
  • Free ATM withdrawals at over 24,000 ATMs nationwide.
  • Use the Mobile App* to deposit checks on-the-go, manage your money, pay bills and more.
  • *Terms, conditions and exclusions apply.
Prepaid VISA Card from Green Dot
One-time Fee
None
Monthly Fees
$5.95; Free if you load at least $1,000 or make at least 30 purchases in a month
Transaction Fees
Signature: Free
ATM: Free In Network, $2.5 elsewhere
details
  • $0 Activation Online - with no credit check.
  • Free nationwide ATM network of 22,000 MoneyPass® ATMs.
  • Free Direct Deposit.
  • Free Online Bill Pay - No special trips to pay your bills, no need to write checks, or pay for stamps.
  • No charge to Reload your card with Direct Deposit. Reloading your card at a retailer will cost up to $4.95.
  • No Overdraft fees.
  • No Transaction fees on US purchases.
  • If you use your card outside of the 50 United States, a fee equal to 3% of the transaction amount will apply.
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