prepaid cards

Prepaid Cards

Prepaid debit cards are a popular alternative to traditional checking accounts given that they offer essentially the same features, with the exception of a physical checkbook. There are more than 22 prepaid debit cards available from issuers around the country. We recommend using the filters below to personalize the offers that we display, as viewing only prepaid cards that meet your individual needs will hasten your search. Once you find the right prepaid card, we will redirect you to the more
Debit Card
Please find below a list of checking accounts that offer 100% Guaranteed Approval regardless of your history.
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We work hard to present you with accurate prepaid card information on this page. However, this information does not originate from us and therefore we cannot guarantee its accuracy. You can check the details page of each offer for the date the information was last updated on WalletHub. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicants' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, non-sponsored offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
pex prepaid business card
Activation Fee
$49.95
Monthly Fees
None 1st 2 months, $7.5 after
Features
Signature: Free
ATM: N/A
more info
  • The PEX Visa(R) Prepaid Business Card offers a better way for employees to make company purchases — while employers stay in control of employee spending.
  • Best Replacement for your Business Credit Or Debit Card.
  • Instantly fund employee purchases.
  • Gain 24/7 control over where and how much employees spend.
  • Save money - no surprise interest charges or overdraft fees.
  • *Monthly fee: None for the first two months, after that, for the first 20 cards is $7.5/card or for more than 20 cards is $150. Monthly fees waived any month that your business spends $50,000 or more
Prepaid VISA Card from Green Dot
Activation Fee
None
Monthly Fees
$5.95*
Features
Signature: Free
ATM: None In Network, $2.5 per trans elsewhere
more info
  • $0 Activation Online - with no credit check.
  • Free nationwide ATM network of 22,000 MoneyPass® ATMs.
  • Free Direct Deposit.
  • Free Online Bill Pay - No special trips to pay your bills, no need to write checks, or pay for stamps.
  • No charge to Reload your card with Direct Deposit. Reloading your card at a retailer will cost up to $4.95.
  • No Overdraft fees.
  • No Transaction fees on US purchases.
  • If you use your card outside of the 50 United States, a fee equal to 3% of the transaction amount will apply.
  • *Monthly fee: $5.95; Waived if you load at least $1,000 or make at least 30 purchases in a month.
walmart prepaid card
Activation Fee
None
Monthly Fees
$3
Features
Signature: Free
ATM: None at MoneyPass® ATMs; $2 per trans elsewhere
more info
  • No Credit Check.
  • No Bank Account Required.
  • No Overdraft Fees.
  • Use it for purchases everywhere Debit MasterCard® is accepted.
  • Free Direct Deposits.
  • No reload fee when you reload using Walmart Check Cashing.
  • Withdraw cash for no fee at over 20,000 MoneyPass® ATMs nationwide.
bb t moneyaccount prepaid card
Activation Fee
None
Monthly Fees
$5*
Features
Signature: Free
ATM: None at BB&T ATM , $2.5 per trans elsewhere
more info
  • Get the purchasing power you need with a prepaid, reloadable BB&T MoneyAccount. It's a smart way to manage and protect your money.
  • Spend only the funds you have available in your account
  • Make purchases, pay bills online, get cash back and more
  • Use direct deposit to avoid costly check-cashing fees
  • Manage your account with ease—spending is limited to available funds
  • *Monthly fee: $5; $3 for any month in which you have total deposits/loads of at least $1,000.
smartaccess prepaid visa card
Activation Fee
None
Monthly Fees
$5
Features
Signature: Free
ATM: None at PNC ATMs, $2.5 per trans elsewhere
more info
  • Card Opening: Free ($25 Initial Deposit Required)
  • No overdraft fees
  • Track your balance and spending through texts and email alerts, PNC smartAccess Mobile App and online banking
silvercard prepaid mastercard
Activation Fee
$9.95
Monthly Fees
$3.95
Features
Signature: Free
ATM: $1.95 per trans
more info
  • Free Direct Deposit.
  • With Direct Deposit, your paycheck, government or Social Security check arrives to you instantly on payday. It's FREE - just provide your employer with the Direct Deposit form. Or you can add cash instantly at more than 100,000 retail locations nationwide.
  • Keep track of your SilverCard MasterCard activity online 24/7. View online statements, pay bills, check your balance and more. Also, sign up to receive card account balance alerts to your cell phone or email for free.
  • Transfer money from a PayPal account directly to your SilverCard for FREE.
  • Share money with any other SilverCard cardholder.
  • MasterCard® Zero Liability.
american express for target prepaid card
Activation Fee
None
Monthly Fees
None
Features
Signature: Free
ATM: None 1st ATM withdrawal per calendar month, $3 per trans after
more info
  • Use your Card virtually anywhere in the U.S. where American Express Cards are welcome—even online and at ATMs that accept American Express.
  • You can reload your Card as often as you wish. Adding funds is easy, either at Target stores, online or by phone.
  • Fraud Protection: If your Card is lost or stolen, you will not pay for fraudulent charges.
  • Save time by using Direct Deposit to automatically transfer all or part of your paycheck to your prepaid card. It's simple, secure, and can be set up by logging in to your account.
  • Entertainment Access: Special savings, exclusive events, and advance tickets to the latest shows - your Card can get you in where others can't. Be among the first to know about some of the hottest events in music, sports and theater with Entertainment Access.
  • American Express 24-Hour Customer Service.
  • Reload: $3.00 per initial load at Target and each subsequent reload (other than online & phone reloads using your designated checking or savings account).
Prepaid Debit Card from Western Union
Activation Fee
None
Monthly Fees
$0*
Features
Signature: $1 per trans
ATM: $2.5 per trans
more info
  • No monthly maintenance fees.
  • No purchase transaction fees.
  • No overdraft or late payment fees.
  • Your money is protected - If your card is lost or stolen, your money is protected by MasterCard's Zero Liability Policy.
  • No bill pay service offered with this card. Western Union offers a seperate bill pay service.
  • * Monthly fee: The Pay-As-You-Go Plan is automatically effective on your Card Account when you first obtain the Card. Cardholder must receive $500 in Direct Deposit(s) in one calendar month to qualify for the optional Premier FeeAdvantage Plan with $9.95 monthly fee. This plan includes Signature/Pin Transactions Fees. If you are already enrolled in the $9.95 Monthly FeeAdvantage Plan you will be automatically changed to the Premier FeeAdvantage Plan with a $5 monthly fee.
  • ** Bill payment fee: One or more no-cost bill payment methods are made available through third-party bill payment service providers.
Lil Wayne Prepaid Card
Activation Fee
$6.95
Monthly Fees
$3.95
Features
Signature: Free
ATM: $2 per trans
more info
  • The Young Money Prepaid Discover® Card is launched by one of Hip Hop's most well-known groups, Young Money Entertainment. Young Money Entertainment is an American record label founded by rapper Lil Wayne.
  • Free Direct deposit, so you can put your paycheck right on your prepaid card.
  • Online bill pay, so you can save money on gas and stamps.
  • Prescription, imaging and lab test savings card, so you can save money from medical expenses.
  • Text and email alerts, so you can have access to your balance from anywhere
  • Shop online and get cash back on your card with every purchase
mango prepaid card
Activation Fee
None
Monthly Fees
$3
Features
Signature: Free
ATM: $2 per trans
more info
  • If you enroll in Mango's free Direct Deposit you can open a Savings Account with as little as $1 and get up to 6.00% APY. You can enjoy up to 6 free transfers out each month and can even transfer money from your prepaid card to your savings account with a simple text message.
  • You qualify as enrolling in FREE Direct Deposit Service when you complete two Direct Deposits totaling $50.00 within 90 days of opening your account. Your account will be credited within 30 days of full enrollment.
  • Get wireless alerts, and send money with a text message.
  • The money you have in your Mango prepaid card and in your savings account is FDIC-insured up to $250,000.
  • Your Mango Card also offers you MasterCard Zero Liability protection for fraudulent charges.
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