1st Capital Bank is a locally owned bank headquartered at Ryan Ranch in Monterey, California. 1st Capital Bank provides banking services such as deposit, cash management, and credit products, to small and mid market businesses, service professionals, commercial property owners, and residents throughout the Central Coast. Through caring, integrity, and unrivaled service, 1st Capital Bank exists to promote the financial health and well-being of their customers and community. 1st Capital Bank have extensive experience in community banking. As trusted financial leaders with passion in the community banking philosophy, they continue to pursue their goal to make 1st Capital Bank the best in class community bank of the Central Coast.…see more…see less
I used 1st Capital Bank for a few years in the past. My time with them was decent.
However, it wasn't the best banking experience I have had. Signing up was pretty simple.
It did require more paperwork than normal, but it wasn't too bad. I had to deposit 200
bucks to set up the account. The thing that I didn't like about this bank was the monthly
fee that they charged, with no chance to waive it for transferring a certain amount of
money, like other banks do. The customer service was always fairly good at helping me out.
I closed my account about 2 years ago.
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