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Blood Diamonds: What They Are & How To Avoid Them

It’s hard to imagine that buying a diamond engagement ring or necklace in the United States could contribute to the deaths of people half a world away. That’s why it was so surprising when…

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June 28 at 03:00pm · Comment · Read Article · Share
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Rental Car Insurance: 2015’s Best Credit Card Coverage

When most people think of credit card perks, their minds turn to rewards, low interest rates and convenience. However, credit cards provide a number of additional standard benefits that help protect c…

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June 28 at 12:30pm · Comment · Read Article · Share
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How Many Credit Cards Should You Have? What’s Too Many?

There’s no golden rule for either the number of credit cards that you should ideally have or how many credit cards is actually too many. The average credit card user had 3.7 cards in 2014, accor…

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June 26 at 08:00am · Comment · Read Article · Share
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Why Are Diamonds So Expensive? Stones Explained

We all know that diamonds are quite expensive, even to the extent that the word is used to connote wealth and exclusivity. And at $11,000 per carat, it’s no wonder why. But despite comprising r…

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June 23 at 03:00pm · Comment · Read Article · Share
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Engagement Ring Financing: Cost Comparison & Tips

When you consider the fact that the average engagement ring costs $4,000 and the average household already owes more than $7,000 to credit card companies, it’s clear why many proposers opt to fi…

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June 18 at 01:10pm · Comment · Read Article · Share
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How To Read A Credit Report

Credit reports contain records about our history of borrowing and repaying loans and lines of credit. And while these ultra-important documents (each person has a credit report from each of the three …

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June 15 at 05:20pm · Comment · Read Article · Share
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How Much Should You Spend On An Engagement Ring?

The age-old rule of thumb is that you should spend roughly three months’ gross pay on an engagement ring. But statistics show that the average person actually shells out roughly one-and-a-half m…

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June 15 at 07:50am · Comment · Read Article · Share
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When Were Credit Cards Invented? A Complete History

The birthdate of the credit card ultimately depends upon your definition of the product. Merchants in the 1800’s extended credit to trusted customers, enabling them to pay at a later date &ndash…

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June 12 at 09:50am · Comment · Read Article · Share
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Budgeting Tips: 10 Budget Commandments & Other Pointers

Budgeting is a complicated, often frustrating process. But it’s also an area to which a great deal of attention, including in-depth academic research, has been paid. Thus, there are myriad helpf…

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June 8 at 04:10pm · Comment · Read Article · Share
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2015 Credit Card Debt Study: Trends & Insights

The global economy has been in something of a holding pattern, as the suppressed cost of oil and the strength of the Dollar have provided a windfall for some households while making the earnings expec…

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June 8 at 04:30am · Comment · Read Article · Share
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CardHub
2015’s Best Prepaid Travel Cards: Features, Fees & Tips Choosing

Travelers have many options for what to carry in their wallets when traveling in other countries. CardHub recommends no foreign fee credit cards and no foreign fee debit cards for, as they combine the…

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June 5 at 04:10am · Comment · Read Article · Share
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Obama’s Credit Card: Learning From Presidential Plastic

Sure, he’s the President of the United States. But he’s also a human being and, ultimately, a consumer. He pays his bills each month and his taxes each year. He watches TV, he’s a bi…

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June 3 at 02:40pm · Comment · Read Article · Share
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How to Make a Budget: Step-By-Step Instructions

Budgeting isn’t fun. There’s no way around it. But budgeting is something that we do need to undertake in order to gain financial awareness and, ultimately, control both spending and savin…

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June 3 at 12:20pm · Comment · Read Article · Share
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CardHub
Your Map To The Maze Of Debits & Credits

Debits and credits are two of the most basic principles in accounting, but most people nevertheless find them pretty darn confusing! We’ll help clear things up so you can get back to the busines…

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May 31 at 07:00pm · Comment · Read Article · Share
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CardHub
2015’s Best Free Budget Templates

In order to help consumers and small business owners wade their way through the available pool of budget templates and thus better manage their money, CardHub’s editors compared hundreds of opti…

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May 31 at 04:40pm · Comment · Read Article · Share
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Debit Card Scams: How to Spot, Report & Recover

Consumers must be on the lookout for a few different types of debit card scams, as most of us use our plastic at both the ATM and a merchant’s point of sale. And with both law enforcement techni…

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May 28 at 09:20am · Comment · Read Article · Share
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CardHub
Dealing With Debit Card Fraud & Lost Or Stolen Cards

U.S. merchants and card issuers incur roughly $11 billion in annual credit and debit card losses and issuers spend another 6.5 billion on fraud prevention measures. Consumers, on the other hand, are r…

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May 25 at 11:20am · Comment · Read Article · Share
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Debit OR Credit: When To Use Each

Consumers have two distinct decisions to make in regard to the debit or credit conundrum. The first is which, if either, type of card you should have in your wallet. We recommend having both, consider…

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May 21 at 07:00am · Comment · Read Article · Share
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CardHub
Debit Card vs. Credit Card: Which is Better?

Debit cards and credit cards are two of the most commonly-used financial products at our disposal. But, despite sharing a number of similarities, these two forms of monetary plastic are quite differen…

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May 19 at 03:20pm · Comment · Read Article · Share
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Currency Exchange Study: How to Save on International Spending

Exchanging currency is necessary for most trips outside the United States, and consumers have a number of options when it comes to converting U.S. dollars into the currency used in a particular destin…

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May 12 at 05:20am · Comment · Read Article · Share
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