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Real Retirement Advice from Real People

The following is a guest post from Gerrid Smith is CEO of the charity-focused coupon website, Save1. They provide coupons and deals from over 5,000 online stores! Each time a coupon is used, they prov…

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May 22 at 04:40am · Comment · Read Article · Share
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Reader Profile: SB

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. The purpose of this series is to help us all …

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May 21 at 05:20am · Comment · Read Article · Share
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College and Cost

When it rains, it pours. Here's yet another piece on the value of college and the costs associated with it.But this one is absurd for the title alone: In Applying to College, Is Cost a Factor? Really?…

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May 20 at 06:00am · Comment · Read Article · Share
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Help a Reader: 401k vs. Roth

Here's an email I recently received from a reader: My company just announced a series of changes they are making to our benefits, including our 401(k) plan. Currently, they match $0.50 on the dolla…

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May 17 at 05:10am · Comment · Read Article · Share
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Target Investment Mix at Age 50

I'm approaching 50 years old. I remember when my mom became 50 and I thought "Man, she's old." :) Anyway, CNN Money ran a series on "Best Moves if You're _____ Years Old." This one is the piece for t…

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May 16 at 05:50am · Comment · Read Article · Share
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Average Tax Refunds

The Wall Street Journal lists the average tax refund as follows: Income: $25k-50k; Average Refund: $2,774 Income: $50k-75k; Average Refund: $3,051 Income: $75k-100k; Average Refund: $3,657 Income…

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May 15 at 04:50am · Comment · Read Article · Share
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Help a Reader: Anniversary Challenge

Here's an email I recently received from a reader: I am writing you with a simple example of a goal but also a challenge for suggestions. As a long time reader of FMF I now believe in setting a goa…

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May 14 at 05:30am · Comment · Read Article · Share
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Do You Share Your Salary with Others?

This post talks about how today's younger generation is more open about sharing their salaries with each other. And it got me to thinking how common sharing salaries is. When I was coming up through …

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May 13 at 06:10am · Comment · Read Article · Share
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Need Reader Profile Updates

On my recent feedback post, FMF readers said they'd like to read what I'm calling "Reader Profile Updates." These would basically be an update on what has happened financially to a person since writin…

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May 11 at 05:10am · Comment · Read Article · Share
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What Would You Be Willing to Do to Retire Early?

Here's a piece about a 30-year-old guy who wants to retire when he's 40. Some of the things he's doing to make this a reality: Moved from Michigan to Florida since Florida has no state tax income. (…

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May 9 at 05:10am · Comment · Read Article · Share
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Monopoly Makes You Think About Money

The following is an excerpt from Monopoly, Money, and You: How to Profit from the Game’s Secrets of Success. I recently posted about this book (see Investing Lessons from Monopoly) and since I l…

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May 8 at 05:50am · Comment · Read Article · Share
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Our Communication and Entertainment Changes

A couple months ago we finally tackled our on-going TV/internet/home phone set-up that we knew had been costing us too much money. Here was out set-up: Home phone (landline), AT&T: $45/mo Internet…

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May 7 at 04:50am · Comment · Read Article · Share
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Reader Profile: TW

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. The purpose of this series is to help us all …

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May 6 at 05:40am · Comment · Read Article · Share
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Reader Profile: EA

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. The purpose of this series is to help us all …

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May 3 at 05:10am · Comment · Read Article · Share
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College Freakonomics

Shortly after our lively conversation around the many college-related decisions we face, I ran into a series of posts (I heard the podcasts first, then tracked down the posts) from the Freakonomics gu…

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May 2 at 05:50am · Comment · Read Article · Share
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Reader Profile: CM

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. The purpose of this series is to help us all …

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May 1 at 05:00am · Comment · Read Article · Share
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Summer Posting Schedule

Just a programming note that I will be changing my posting schedule for the summer. Instead of a new post every day, I'll now be posting something new every weekday. Yep, I'm taking the weekends off! …

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April 30 at 02:10pm · Comment · Read Article · Share
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Why You Aren't Getting a Raise

Fox Business lists the top 10 reasons you (or anyone else) aren't getting a raise as follows: You have unrealistic expectations You didn’t do your research You do only what’s expected…

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April 30 at 06:00am · Comment · Read Article · Share
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Reader Profile: MR

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. The purpose of this series is to help us all …

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April 29 at 05:10am · Comment · Read Article · Share
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The Bible on Careers

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. Today I'm posting Proverbs 22:29, which is what I consider to be the best verse on your career in …

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April 28 at 06:50am · Comment · Read Article · Share
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