Cash back credit cards can actually be the best airline credit cards. This might seem strange, but cash has some obvious virtues. For example, it can’t be devalued and can be redeemed for anything. Neither can be said of airline miles.
This is especially important for people who don’t fly or use their credit cards very often. Just think: If you aren't a heavy credit card spender, it might take a couple of years to get enough miles for a free flight. By that time, your travel interests, financial situation, or even the airline’s rewards program may have changed. And all the miles you’ve saved could prove far less valuable as a result.
With all of that being said, here's a quick overview of how airline credit cards and cash back credit cards currently compare:
||Airline Credit Cards
||Cash Back Credit Cards
||2.1 points per $1 spent
|Min. Credit Required
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines
. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.