North Capital, Financial Advisory Firm
If you provide the non-digital route, you can create and track a budget in something as simple as a spiral notebook.
Frist, decide how often you'd like to reconcile your budget (weekly, bi-weekly, monthly, etc.). Make a column for income, where you will list out each inflow that you anticipate for the month, with the estimated amount. Make a second column for outflows. You can break this into categories, as specific as you'd like (home, auto, utilities, food, gasoline, misc., etc.). Next to each of these line items, include your estimated or budgeted amount. Throughout the course of your time period, keep track each time an inflow or outflow ocurrs, and write the amount next to the line item it corresponds to. At the end of the time period, you can reconcile anticipated with actual.
Hope this helps. It is certainly a great idea to keep a written budget. Doing so will help you to be more conscienteous, and lead to financial victories - Congratulations!
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