Hi! How exciting that you are planning a trip! This article by USA Today has awesome tips on traveling and money safety.
I did some research and there seems to be general disagreement among experts about what is best to do regarding travel and ways to pay. Some experts advocate cash because credit cards can be compromised and electronically stolen. If that happens, your credit card company would lock your account and you wouldn’t have a credit card for a week or so and you could be in a bind if that was the way you planned to cover your bills. Some think cash is best because cash is a more accepted means of payment in many countries outside the US. However, cash can be stolen. Others like travelers’ checks, but some say they are a hassle to get and that some places won’t take them.
My personal preference is credit cards. I take two – I use one and then if for some reason it gets compromised I use the other. I also take some cash and two ATM cards with money in the bank to access in case one of them gets compromised. Once our daughter was mugged in Spain and all her stuff was taken. By the way, she was fine and I was able to wire money to her! But it did put a damper on the trip.
I wish I could hear about your travel plans! Have fun. Best wishes and thanks for writing.
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