Nope! You need to call Chexsystems, any bank can give you the number. They will send you a long form to fill out and mail back. You should receive a report showing any NSF checks that were written. Once you are on their list, it's for life! Your best recourse is to use the report to repay what is owed to the company's that reported you. Then ask them to contact Chexsystems and tell them you have payed restitution and to have that reflected on your report.
Varo will give you an account plus card to use. Download the Varo app through google play store, it's free. The Varo account is free and you can load it through various retailers. It is the easiest account to get with no credit check, no minimum balance, 0 fees and options for paid checking, etc. when you are ready.
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