There are checking accounts for poor credit, because banks don't pull your credit when you open a checking account. However, they do look for your ChexSystems file. Things like unpaid overdrafts can cause you to have a ChexSystems record, and that could prevent you from getting a checking account.
If that is the case, you should look for a second chance checking account, where you will have a high chance of approval. Some of the banks offering these types of accounts include BBVA, Fifth Third Bank, and Bank of America.
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