You cannot overdraft your Direct Express account, as it is a prepaid debit card. It does not offer overdraft protection since it was designed specifically for the receipt and spending of Social Security and Supplemental Security Income benefits.
You can only spend the money that is on the card. If you go over, your card will be rejected.
Your Direct Express can be overdrawn . In my case, at the hands of Social Security, I'm paying a charge for a replacement card. There's a choice of getting the card in the mail or in 2 days by paying a fee of about $14 which they can take out of your account right then or once your check hits. If there's not enough to cover it , they charge you...so now the card is overdrawn and is collected whenever benefits are posted. Also, if the card is overdrawn, it's rejected. I have to wait until the 1st of the month to set up autopay for my phone bill.
Sydney Garth u can overdraw it mine got overdrawn and I'm not sure how
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by a WalletHub user.
Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.