You can overdraw your South State Bank account when using your debit card, by making a purchase that exceeds your balance.
To authorize the bank to pay these transactions, you will need to opt-in to this service. You can either access your account online and send a secure mail with this request or visit a local branch. You can find more details here. Please note that you will be charged a $36 fee per each item the bank's pay into overdraft.
You would have to visit a local SS bank and sign document, authorizing overdraft protection. You cannot do this online nor ATM. BB&T is the only bank that allows you to opt in or out of overdraft protection is ATM.
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