The best Capital One airline miles card is Capital One Venture, which gives 2 miles per $1 on all purchases. It also gives a bonus of 50,000 miles, worth $500 toward airfare or other travel, when you spend $3,000 in the first 3 months. Capital One Venture isn’t just the best Capital One airline miles card – it’s one of the best miles cards on the market.
There are three other Capital One airline miles cards: VentureOne, Spark Miles and Spark Miles Select. VentureOne, like Venture, is a personal card. It gives only 1.25 miles per $1 and 20,000 bonus points but also charges no annual fee. Both of the Spark cards are Capital One airline cards for business, and they give high earning rates and bonuses too.
Unlike some issuers, Capital One doesn’t have any credit cards that are co-branded with specific airlines. So all their miles cards will give you general miles that can be used anywhere, rather than miles in an airline’s loyalty program. You can spend these miles at a rate of 1 cent each toward travel, either when you book or afterward as a statement credit. And the cards come with some other nice perks too.
Here are the best Capital One airline miles cards:
Best overall: Capital One Venture Rewards Card
The Capital One Venture Card offers 50,000 miles ($500 in airfare or other travel) when you spend $3,000 in the first 3 months. You get 10 miles per $1 at hotels.com/venture and 2 per $1 on all other purchases. There’s a $100 application fee credit for Global Entry or TSA PreCheck. The card costs $95 per year but $0 for the first year. It requires good credit.
Best for no annual fee: Capital One VentureOne Rewards Card
Capital One VentureOnegives you20,000 miles ($200 in airfare or other travel) when you spend $1,000 in the first 3 months. It also gives 10 miles per $1 at hotels.com/venture and 1.25 per $1 on all other purchases. There’s a 0% APR on purchases for 12 months and no annual fee. It requires good credit.
Best for high-spending businesses: Capital One Spark Miles for Business
The Capital One Spark Miles Card lets you earn 50,000 miles ($500 in airfare or other travel) when you spend $4,500 in the first 3 months. And you get 2 miles per $1 on all purchases. There’s a $95 annual fee but $0 the first year. It requires good credit.
Best for business and no annual fee: Capital One Spark Miles Select
The Capital One Spark Miles Select Card offers 20,000 miles ($200 in airfare or other travel) when you spend $3,000 in the first 3 months. It also gives 1.5 miles per $1 on all purchases. There’s a 0% APR on purchases for 9 months and no annual fee. It requires good credit.
As you can see, these cards give some pretty big mile bonuses, so it makes sense that they require good credit. And on top of their rewards, they also give other perks like rental car insurance and purchase protection. Plus, none of the cards charge foreign transaction fees, making them great for international use.
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