CBCInnovis is a business that performs credit checks and analysis on behalf of banks, mortgage companies and other lenders. So if you applied for a loan in the past couple of years, seeing an inquiry from CBCInnovis on your credit report probably isn’t anything to worry about.
But you should still check it out, just to be sure. CBCInnovis will tell you which lender it checked your credit for, if you call them at (877) 237-8317. If that doesn’t jog your memory, follow the steps in our guide to dealing with unauthorized credit inquiries. One of the most important is to sign up for free 24/7 credit monitoring so you can investigate suspicious credit changes right when they happen moving forward.
Finally, it’s worth noting that CBCInnovis and Innovis are separate businesses owned by the same parent company. That’s important because Innovis is considered by many to be the fourth major credit bureau. And CBCInnovis does not maintain a database of consumer credit information. It’s more like a middle man.