What's the best 0 APR credit card with instant approval? This question is about 0% APR Credit Cards

The best 0% APR credit card with instant approval is the Citi Double Cash Card for people with good credit. It offers: 0% transfer intro APR for 18 months with a balance transfer fee of 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer 1% unlimited cash back plus 1% when you pay your minimum due on time $0 annual fee You can get instantly approved if Citi can immediately verify your application. You have better chances if you apply with a pre-approved offer from them. Otherwise, it could take up to 7-10 business days to receive a decision. Keep in mind, though, that applying for a credit card can result in a hard pull on your credit, lowering it for a short period of time. So make sure you qualify for it!

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What's the best 0 APR credit card with instant approval?

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This question is about 0% APR Credit Cards

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Mark Martin, Member

@mmartin • 09/24/20 This answer was first published on 09/24/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The best 0% APR credit card with instant approval is the Citi Double Cash Card for people with good credit. It offers:

0% transfer intro APR for 18 months with a balance transfer fee of 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer
1% unlimited cash back plus 1% when you pay your minimum due on time
$0 annual fee

You can get instantly approved if Citi can immediately verify your application. You have better chances if you apply with a pre-approved offer from them. Otherwise, it could take up to 7-10 business days to receive a decision.

Keep in mind, though, that applying for a credit card can result in a hard pull on your credit, lowering it for a short period of time. So make sure you qualify for it!

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