One of the best 0% APR travel credit cards is Capital One VentureOne Rewards Credit Card. It offers a 0% intro APR on purchases for your first 15 months of card membership. And it also gives a reduced intro rate on balance transfers, with a 0% APR for 15 months. The card’s regular APR is 16.49% - 26.49% (V). That’s about one of the longest introductory period you’ll see on a travel card, which focus more on rewards than financing.
That said, there are other travel cards with 0% APRs on purchases. Some have 0% balance transfers, too, like the Chase Freedom Unlimited®. Other cards, like Blue Cash Preferred® Card from American Express, aren’t necessarily focused on travel but combine great rewards with 0% APRs and thus could be useful.
Here are some of the best 0% APR travel credit cards:
0% intro APR for 15 months on purchases and balance transfers. 16.49% - 26.49% (V) regular APR. 3% balance transfer fee.
Initial bonus of 20,000 miles for spending $500 in the first 3 months. 5 miles per $1 spent on hotels and rental cars booked through Capital One Travel, and 1.25 miles per $1 on all other purchases. $0 annual fee. $0 foreign transaction fees. At least good credit needed.
0% intro APR for 15 months on purchases and balance transfers. 15.74% - 24.49% (V) regular APR. Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after) balance transfer fee.
5% cash back on travel through Chase, 3% back at restaurants and drugstores, and 1.5% back on all other purchases (plus an additional 1.5% cash back on everything, up to $20,000 spent the first year). $0 annual fee. 3% of each transaction in U.S. dollars foreign transaction fees. At least good credit needed.
0% purchase intro APR for 15 billing cycles. 14.74% - 24.74% Variable regular APR.
25,000 points for spending $1,000 in the first 90 days. 1.5 points per $1 spent on all purchases. $0 annual fee. 0% foreign transaction fees. Excellent credit needed.
0% balance transfer APR for 12 months. 5% (min $5) balance transfer fee.
10,000 points after spending $1,000 in the first 90 days. 3 points per $1 spent on JetBlue purchases, 2 points per $1 spent at restaurants and grocery stores, and 1 point per $1 spent on all other purchases. $0 annual fee. 0% foreign transaction fees. At least good credit needed.
0% intro purchase APR for 12 months. 15.49% - 25.49% (V) regular APR.
$350 statement credit for spending $3,000 in the first 6 months. 6% cash back at U.S. supermarkets (up to $6,000 spent per year), 6% back on select U.S. streaming subscriptions, 3% back at U.S. gas stations and on transit, and 1% back on all other purchases, earned as statement credits. $95 annual fee. 2.7% foreign transaction fees. At least good credit needed.
If you’re looking to finance an upcoming trip, the Capital One VentureOne is probably your best bet, since it’ll give you a long amount of time before interest kicks in.