Are there any 10% cash back credit cards?

The best cash back credit card with no annual fee is the Wells Fargo Active Cash® Card because it gives 2% cash rewards on all purchases. New Wells Fargo Active Cash cardholders also get $200 cash rewards after spending $1,000 in the first 3 months. You will need good credit or better to get approved.

Best Cash Back Credit Cards with No Annual Fee

Cash back gives flexibility and freedom when it comes to earning and using rewards. You’ll get a percentage back on every purchase, and you can spend your rewards however you like. Below, you can get an even better sense of how much you can earn with the top cash back credit cards with no annual fee.... read full answer

Best Credit Cards with No Annual Fee and Cash Back Comparison

*Tier One Rewards: Earn 2.5% cash back on your first $10,000 monthly eligible purchases and earn 1.5% cash back on your monthly eligible purchases above $10,000. Terms apply.

Yes, cash back rewards cards are worth it because they can help you save money if you pay off your balance each month. It is also worth noting that the best cash back credit cards with the highest rewards rates and signup bonuses sometimes have annual fees. In that case, you need to be sure that what you earn will offset the cost of the annual fee (and then some). For cards that have ... read full answerno annual fees, the cash back is free money as long as you don’t get charged interest.

Here’s what you should know before getting a cash back credit card:

• Many cash back credit cards let cardholders earn more than the cost of the annual fee. However, what you really want is a card that allows you to earn cash back as efficiently as possible.
• Some credit cards give a flat cash back rate for all purchases. The highest flat cash back rate is 2.5%.
• There are also cash back cards that will reward you more for bonus categories, like gas, groceries, or dining. For bonus categories, you can earn up to 6%.
• The best cash back credit cards usually require good credit or better for approval, but there are strong offers for people across the entire credit score spectrum.
• Wherever you spend the most money on your credit card will determine whether a flat-rate cash back card is better for you, or a card that’ll earn you bonus cash back in specific categories.
• How many credit cards you want to have in total matters, too, as does your credit standing. Your credit score and debt-to-income ratio play an important part on the credit card offers you’ll be able to get. The better your credit standing is,the more credit card options you’ll have and the more worthwhile they’ll be.

If you’re looking for a new card, check out the best cash back credit cards and find the one that’s most suitable for you. However, make sure to use a cash back credit card responsibly for it to be worthwhile in the long run. No credit card, regardless of the cash back rate, is worth it if you overspend and find yourself in debt with a damaged credit score.

You can also use WalletHub’s free CardAdvisor tool to find a card that best suits your needs.

The best credit cards for at least 3% cash back in major spending categories are:

All of these credit cards give 3% cash back, or more, on some types of purchases. There is no credit card currently on the market that gives 3% cash back on all purchases. The best flat-rate cash back credit cards typically give ... read full answer2% cash back on all purchases.

Overall, the best credit card that gives at least 3% cash back in major spending categories is Chase Freedom Unlimited®. It offers 5% cash back on travel through Chase, 3% back at restaurants and drugstores, and 1.5% back on all other purchases (plus an additional 1.5% cash back on everything, up to $20,000 spent the first year). Chase Freedom Unlimited also has a $0 annual fee.