Keyaira Sutton, WalletHub Analyst
@keykey
It’s going to be difficult to get an unsecured credit card with a $1,000 credit limit when you have bad credit. Most unsecured credit cards for bad credit start out with low limits in the $200-$300 range.
Some store credit cards, such as the Fingerhut Credit Account, will start out with a low credit limit but could increase your credit limit after you make a few on-time, above-minimum payments. You can get approved for a Fingerhut Credit Account with bad credit, and it has a $0 annual fee.
But many unsecured credit cards for bad credit also come with high annual, one-time, and monthly fees – it’s rarely worth all the money you spend just to keep the account open. That said, if you’re not in need of emergency money, and your focus is more on building your credit, get a secured credit card. Your limit on a secured card is as high as your initial deposit in most cases.

2022's Credit Cards for Bad Credit
Compare CardsRene Brock, Member
@rene_brock
The only way to get a credit card for bad credit with a $1,000 limit is to place a $1,000 security deposit on a secured credit card. The top secured credit cards are the Capital One Secured, BofA Secured, Citi Secured and Discover it Secured cards.
If a security deposit is not an option, a decent unsecured card is the Credit One Bank Visa. It starts you out with a limit of at least $300, but there's no guarantee you’ll ever see a $1,000 credit limit. Plus, the annual fee and interest rates are high. Not an attractive option in my opinion.
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