The best credit card for 100,000+ bonus points is the IHG Premier card. It offers 140,000 points for spending $3,000 in the first 3 months. The IHG Premier’s bonus points are worth up to $1,092 when redeemed for IHG stays, which dwarfs the card’s $99 annual fee.
More credit cards than you might think currently offer 100,000 points or more as an initial bonus, though. Several more cards offer at least 100,000 miles, too. So, given the surprising amount of competition, it’s important to carefully compare your options. In doing so, bear in mind that a 100,000-point credit card bonus is far higher than what’s offered on most rewards cards. The average is just 31,338 points/miles. Cards that offer bonuses of 100,000 points or more tend to be relatively expensive to own as a result.
Here are some of the best 100,000+ points credit cards:
The IHG Premier card offers 140,000 points for spending $3,000 in the first 3 months.
The Marriott Bonvoy Boundless card offers 3 Free Nights for spending $3,000 in the first 3 months.
The Chase Ink Preferred card offers 100,000 points for spending $15,000 in the first 3 months.
It’s important to remember that while 100,000 points sounds like a lot, the value of each point is crucial. One bonus of 100,000 points won’t always have the same dollar value as another for this very reason. In addition, before applying, make sure that you will spend enough to qualify for the initial bonus within the time limit.
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