There are some credit cards that may offer a $100,000 credit limit, like the Chase Sapphire Preferred® Card, according to anecdotes from credit card holders. But most credit cards will only list minimum spending limits in their terms. The best high limit credit cards offer spending limits of $10,000 or more to the most creditworthy applicants.
In order to get $100,000+ in spending power, you need a lot of assets and income, little debt, and a spotless credit history. Let’s look at some of the most popular offers with high floors and, hopefully, even higher ceilings so you can see for yourself.
In order to have a better chance of getting the highest credit card limit possible in your situation, you should make sure to always pay bills on time, use 30% or less of your available credit, pay down your debts, save money for the future, and otherwise make good financial decisions.
To get approved for a high limit credit card, you will need good to excellent credit and proof that you can afford a high spending limit. More specifically, your credit limit will be determined by several factors, including your income, assets, and existing debt obligations. Picking the right credit card goes a long way, too.
The highest credit card limit you can get is over $100,000 according to anecdotes from credit card holders. But like most credit cards in general, even the highest-limit credit cards will only list minimum spending limits in their terms. The best high limit credit cards offer spending limits of $10,000 or more.
In order to get $100,000+ in spending power, you need a lot of assets and income, little debt, and a spotless credit history. Let’s look at...
The best high limit credit card for average credit is the Upgrade Cash Rewards Visa® because it offers a credit limit of $500-$25,000, depending on your overall creditworthiness when you apply. The Upgrade Credit Card also has a $0 annual fee, accepts applicants with fair credit, and offers solid rewards. Cardholders earn 1.5% cash back on purchases.
WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: Petal® 2 Visa® Credit Card and Credit One Bank® Platinum X5 Visa®
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