Maria Adams, Credit Cards Moderator
@m_adams
There are some credit cards that may offer a $100,000 credit limit, like the Chase Sapphire Preferred® Card, according to anecdotes from credit card holders. But most credit cards will only list minimum spending limits in their terms. The best high limit credit cards offer spending limits of $10,000 or more to the most creditworthy applicants.
In order to get $100,000+ in spending power, you need a lot of assets and income, little debt, and a spotless credit history. Let’s look at some of the most popular offers with high floors and, hopefully, even higher ceilings so you can see for yourself.
Some of the Best High Limit Credit Cards
| Card Name | Minimum Credit Limit |
| $10,000+ | |
| $5,000+ | |
| $1,000+ | |
| $1,000+ |
In order to have a better chance of getting the highest credit card limit possible in your situation, you should make sure to always pay bills on time, use 30% or less of your available credit, pay down your debts, save money for the future, and otherwise make good financial decisions.
People also ask
How do you get approved for a high limit credit card?
To get approved for a high limit credit card, you will need good to excellent credit and proof that you can afford a high spending limit. More specifically, your credit limit will be determined by several factors, including your income, assets, and existing debt obligations. Picking the right credit card goes a long way, too.
How to Get Approved for a High Limit Credit Card
- Apply for a credit card with a...
What is the highest credit card limit you can get?
The highest credit card limit you can get is over $100,000 according to anecdotes from credit card holders. But like most credit cards in general, even the highest-limit credit cards will only list minimum spending limits in their terms. The best high limit credit cards offer spending limits of $10,000 or more.
In order to get $100,000+ in spending power, you need a lot of assets and income, little debt, and a spotless credit history. Let’s look at...
read full answerWhat are the best high limit credit cards for average credit?
The best high limit credit card for average credit is the Upgrade Cash Rewards Visa® because it offers a credit limit of $500-$25,000, depending on your overall creditworthiness when you apply. The Upgrade Credit Card also has a $0 annual fee, accepts applicants with fair credit, and offers solid rewards. Cardholders earn 1.5% cash back on purchases.
High Limit Credit Cards for Average Credit
- Overall: Upgrade Cash Rewards Visa®Upgrade Cash Rewards Visa®Learn MoreLearn Moreon issuer's website
- No Annual Fee: Petal® 2 Visa® Credit CardPetal® 2 Visa® Credit CardLearn MoreLearn More
- Balance Transfers: First Tech Choice Rewards World Mastercard®First Tech Choice Rewards World Mastercard®Learn MoreLearn Moreon issuer's website
- Cash Rewards: Credit One Bank® Platinum X5 Visa®Credit One Bank® Platinum X5 Visa®Learn MoreLearn More
- Home, Auto, and Health: Upgrade Triple Cash Rewards Visa®Upgrade Triple Cash Rewards Visa®Learn MoreLearn Moreon issuer's website
People with average credit typically don’t have many options when it comes to high-limit...
read full answerDid we answer your question?