The best 2% cash back business credit card is Capital One Spark Cash for Business because it offers unlimited 2% cash back on all purchases and waives its $95 annual fee for the first year. It also offers a $2,000 cash bonus for spending $5,000 in the first 3 months and another $1,500 bonus for spending $50,000 in the first 6 months.
There aren’t any more business cards that offer 2% cash back on every purchase. But there are a few that offer 2% or more cash back on select purchases. For example, the Ink Business Cash credit card offers 2% cash back on the first $25,000 spent on combined gas station and restaurant purchases each year. It also gives 5% back on the first $25,000 spent on combined office supply, internet, cable and phone service purchases per year. And there’s unlimited 1% back on everything else.
Some cards offer 2% back in miles too. But you should choose a card based on more than whether it gives 2% back in rewards. Don’t forget about fees, rates, business benefits, etc.
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