The best 2% cash back business credit card is the Capital One® Spark® Cash for Business because it offers unlimited 2% cash back on all purchases and has an annual fee of $0 intro for 1st yr, $95 after. It also offers a $500 cash bonus for spending $4,500 in the first 3 months.
There aren’t any more business cards that offer 2% cash back on every purchase. But there are a few that offer 2% or more cash back on select purchases. For example, the Ink Business Cash® Credit Card offers 2% cash back on the first $25,000 spent on combined gas station and restaurant purchases each year. It also gives 5% cash back on the first $25,000 spent on combined office supply, internet, cable and phone service purchases per year. And there’s unlimited 1% cash back on everything else.
Some cards offer 2% back in miles too. But you should choose a card based on more than whether it gives 2% back in rewards. Don’t forget about fees, rates, business benefits, etc.
All of these credit cards give 3% cash back, or more, on some types of purchases. There is no credit card currently on the market that gives 3% cash back on all purchases. The best flat-rate cash back credit cards typically give 2% cash back on all purchases.
The best cash back business credit card is the Capital One® Spark® Cash for Business because it offers unlimited 2% cash back on all purchases. Spark Cash for Business also has a $500 bonus for spending $4,500 in the first 3 months. There is no annual fee the first year ($95 after that), and applicants need good personal credit or better for approval.… read full answer
It’s also worth mentioning that you shouldn’t forget about cash back credit cards meant for personal use. There are some really great deals right now, especially if you don’t plan to spend enough to qualify for a business card’s initial bonus.
The best 2% cash back credit card is the Citi® Double Cash Card – 18 month BT offer. Citi Double Cash is the best 2% cash back credit card because it has a $0 annual fee and gives unlimited 1% cash back when buying something plus another 1% when paying for it, for a total of 2% cash back on all purchases.… read full answer
For a rewards credit card, 2% cash back on everything is about the best you can aim for. That’s why Citi Double Cash is one of the best credit cards on the market right now. But there are a few other great 2%+ cash back credit cards to consider when shopping for the best deal.
At the end of the day, Citi Double Cash is the best 2% cash back credit card because it offers an unlimited 2% cash back rate on all purchases. Most 2 percent cash back credit cards put a cap on the amount you can earn with a 2%+ rate. Or they only give the rate on certain categories of purchases.
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