John S Kiernan, Managing Editor
The best 2% cash back credit card is the Wells Fargo Active Cash® Card because it has a $0 annual fee and gives unlimited 2% cash rewards on purchases. It also offers an initial bonus of $200 cash rewards after spending $1,000 in the first 3 months.
For a rewards credit card, 2% cash back on everything is about the best you can aim for. That’s why Wells Fargo Active Cash is one of the best credit cards on the market right now. But there are a few other great 2%+ cash back credit cards to consider when shopping for the best deal.
Best 2% Cash Back Credit Cards
At the end of the day, Wells Fargo Active Cash is the best 2% cash back credit card because it offers an unlimited 2% cash rewards rate on all purchases. Most 2 percent cash back credit cards put a cap on the amount you can earn with a 2%+ rate. Or they only give the rate on certain categories of purchases.
Blue Cash Preferred® Card from American Express
Anna Santos, Member
The Citi Double Cash card. You get 1% cash back when you buy, and another 1% cash back as you pay for your purchases.
Morty Zachos, Member
I get 2% on my BOA Cash rewards, and there's no annual fee either!
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Paypal Master Card. https://www.paypal.com/us/webapps/mpp/credit-card/2-percent-cash-back-mastercard