What are the best 3% cash back credit cards?

There are no credit cards with 3% cash back on everything, at least not forever. The closest you can get is with the Alliant Credit Union Visa Signature card. It gives 3% cash back on all purchases during the first year your account is open. The rate drops to 2.5% cash back after that, which is still fantastic. The catch is that you’ll need excellent credit to qualify for this card (anyone can join the credit union). The Alliant Visa has an annual fee of $0 for the first year but $59 after that.

The only other 3% cash back credit cards that exist just give you that earning rate on certain categories of purchases. One of the best offers is the Blue Cash Preferred Card from American Express, which gives 3% cash back at U.S. gas stations and department stores. On top of that, there’s 6% back on the first $6,000 spent per year at U.S. supermarkets and 1% on everything else. The Blue Cash Preferred card has a $95 annual fee. It requires good credit for approval.

The Alliant Credit Union Signature VISA pays 3% cash back on ALL purchases for the first year. Annual fee waved first year. Then $59/year and 2.5% cash back. Love this card. Average $150 cash back/month. 

I know my Amex Everyday has 3% cashback.

Discover It card is 5% cash back and they match your cash back at the end of the year dollar for dollar. So if you earn 300 dollars cash back they give you 300 at end of year plus u can use your points at anytime to buy stuff online. Amex 3% cash back on everyday card.  Amex is a great card to have. After 3 months your starting credit line is raised  3x the starting limit. Cap one quick silver is a great card also. There  online app is probably the best out there. 

If you’re a Costco member, there’s the Costco Anywhere Visa: unlimited 3% cash back on restaurant and travel purchases, plus 4% back on your first $7,000 in gas purchases every year. Costco purchases get 2% back and whatever else you buy gets 1%. Capital One Savor is a great alternative if you’re not into Costco. Savor gives4% cash back on dining and entertainment, 2% at grocery stores and 1% on other purchases. It has a $300 initial bonus too, and doesn’t charge an annual fee the first year - $95 after.