You can get a $300 credit card bonus by spending $3,000 in the first 3 months with the Capital One® Savor® Cash Rewards Credit Card.
If you’re after a card for your business needs, the Ink Business Cash® Credit Card and the Ink Business Unlimited® Credit Card both raise the bar with a $750 initial bonus offer for spending $7,500 within the first 3 months of opening your accounts.
In lieu of other cash back bonuses worth at least $300, you could also consider points and miles for bonus currencies. Their redemption value will vary based on different spending categories, but there are some that could get you at least $300 worth of bonuses. The Capital One Venture Rewards Credit Card, for instance, offers 50,000 bonus miles (worth at least $500 in travel) for spending $3,000 within the first 3 months of opening your account (or 100,000 miles when you spend $20,000 on purchases in the first 12 months). And the The Platinum Card® from American Express gives you 75,000 bonus points for spending $5,000 within the first 6 months. That’s worth $450+ depending on how you redeem.
Alternatively, you could go for the Chase Sapphire Reserve® which offers a $300 Annual Travel Credit as reimbursement for travel purchases on each account anniversary. And that’s in addition to its initial bonus of 60,000 points (worth up to $900 when you redeem for travel through Chase Ultimate Rewards) awarded for spending $4,000 in the first 3 months.
Here are some of the best $300+ Credit Card Bonus Offers
Capital One Savor: $300 statement credit after spending $3,000 in 3 months; $95 annual fee.
Chase Sapphire Reserve: $300 Annual Travel Credit as reimbursement for travel purchases on each account anniversary. Initial bonus of 60,000 points (worth up to $900 when you redeem for travel through Chase Ultimate Rewards or $600 in statement credit) for spending $4,000 in the first 3 months. $550 annual fee.
Ink Cash: $750 initial bonus for spending $7,500 within the first 3 months. $0 annual fee.
Chase Ink Business Unlimited: $750 initial bonus for spending $7,500 within the first 3 months. $0 annual fee.
Capital One Venture: 50,000 bonus miles (worth at least $500 in travel) for spending $3,000 within the first 3 months. Or you can get 100,000 miles after spending $20,000 within the first 12 months. $95 annual fee.
American Express Platinum card: 75,000 bonus points (worth $450+, depending on how you redeem) for spending $5,000 within the first 6 months. $550 annual fee.
Overall, these credit card bonuses are all worth at least $300 if you meet their spending requirements, and all can be redeemed for cash, as a statement credit. All these cards, but the ones aimed at small businesses have annual fees, but their bonuses coupled with additional earnings for your spending will cover their costs as long as you find a card that rewards you best in your largest spending categories. If you don’t want to keep tabs on your spending, the Capital One Savor will be best for general cash back rewards. For frequent travelers, the Capital One Venture and Chase Sapphire Reserve will provide great value.
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