What credit card offers 5% cash back on everything?

The only credit cards that offer 5% cash back on everything are store credit cards, such as the Target Credit Card or the Kohl’s Credit Card, that can only be used at a specific retailer. When it comes to rewards cards that can be used anywhere, quite a few offer 5% cash back on certain purchases but not on everything. Among the best credit cards for 5% cash back on select purchases are Chase Freedom Flex, U.S. Bank Cash+ Visa Signature, Chase Ink Business Cash and the Amazon.com Credit Card.

Best Credit Cards with 5% Cash Back:

Chase Freedom Flex: 5% cash back on the first $1,500 spent per quarter in rotating categories. Unlimited 5% cash back on travel purchased through Chase.

U.S. Bank Cash+ Visa Signature: 5% cash back on the first $2,000 in combined purchases in two categories of your choice each quarter.

Chase Ink Business Cash: 5% cash back on the first $25,000 spent on telecom services and office supplies each year.

USAA CashBack Rewards Plus American Express: 5% cash back on the first $3,000 per year in combined gas and military-base purchases.

Amazon.com Credit Card: 5 points per $1 spent on Amazon.com and Whole Foods Market purchases (equivalent to 5% cash back) for Amazon Prime members.

Walmart Rewards Mastercard & Walmart Store Card: 5% cash back on all Walmart.com purchases. 5% cash back on in-store Walmart purchases made with the card through Walmart Pay during the first year.

Target Credit Card: 5% back on all Target purchases.

Kohl’s Credit Card: 5% back on all qualifying purchases at Kohl’s.

As you can see, there are a lot of good 5% cash back credit card offers available; they’re just not offering 5% for everything. But even getting 5% back on some purchases can be extremely lucrative.