What is the best 6% cash back credit card?

Question

One of the best credit cards with cash back bonus rewards is the Blue Cash Preferred® Card from American Express. It offers a $250 statement credit for spending $3,000 in the first 6 months, plus 6% cash back on groceries (up to $6,000 spent per year) and streaming subscriptions, 3% on gas and transit, and 1% on other purchases.

There are plenty of credit cards that give bonus cash back rewards in certain purchase categories. Cardholders may receive extra value on gas, groceries, dining, entertainment, wholesale clubs and more. Other cards have bonus categories that change every quarter and may require activation, giving you the chance to earn big on different types of purchases every few months.… read full answer

Best Credit Cards with Cash Back Bonus Rewards

Overall: Blue Cash Preferred® Card from American ExpressBlue Cash Preferred® Card from American ExpressLearn MoreLearn Moreon issuer's website
No Annual Fee: Chase Freedom Unlimited®Chase Freedom Unlimited®Learn MoreLearn Moreon issuer's website
Initial Bonus: Capital One Savor Cash Rewards Credit CardCapital One Savor Cash Rewards Credit CardLearn MoreLearn More
Everyday Purchases: Wells Fargo Active Cash® CardWells Fargo Active Cash® CardLearn MoreLearn Moreon issuer's website
Categories of Your Choice: U.S. Bank Cash+® Visa Signature® CardU.S. Bank Cash+® Visa Signature® CardLearn MoreLearn Moreon issuer's website
5% Cash Back Categories: Chase Freedom Flex℠Chase Freedom Flex℠Learn MoreLearn Moreon issuer's website

Lots of credit cards with cash back bonus rewards on purchases also offer an initial cash rewards bonus for spending a certain amount in the first few months. Plus, it’s good to remember that many credit cards without cash back bonus rates still give a solid cash back rate on all purchases.

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Answer 1 · 2022-10-21 08:12:21

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Lawrence Stone, Wallethub Credit Card Analyst

@lawrence50 • 10/21/22 This answer was first published on 01/09/18 and it was last updated on 10/21/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The best 6% cash back credit card is the Blue Cash Preferred® Card from American Express, which offers 6% back at U.S. supermarkets on up to $6,000 per year in purchases, and on select U.S. streaming subscriptions. The card’s annual fee is $0 intro 1st yr, $95 after, and you need at least good credit for approval.

Here’s what the Blue Cash Preferred card offers:

Ongoing rewards: Earn 6% cash back at U.S. supermarkets (up to $6,000 spent per year), 6% back on select U.S. streaming subscriptions, 3% back at U.S. gas stations and on transit, and 1% back on all other purchases, earned as statement credits.
Initial bonus: You can earn $250 statement credit for spending $3,000 in the first 6 months of account opening.
Intro APR on both new purchases and balance transfers: This card offers an introductory interest rate of 0% for 12 months on both new purchases and qualifying balance transfers. If you wish to transfer a balance with this card, note that there is a fee of 3% (min $5). The card’s regular APR is 17.74% - 28.74% (V).

Although Blue Cash Preferred is the only 6% cash back card currently available at the moment, there are plenty of other attractive offers to consider.

Other Notable Cash Back Credit Cards

Bonus Categories: Chase Freedom Flex℠Chase Freedom Flex℠Learn MoreLearn Moreon issuer's website
No Annual Fee: U.S. Bank Cash+® Visa Signature® CardU.S. Bank Cash+® Visa Signature® CardLearn MoreLearn Moreon issuer's website
High Flat Rate: Wells Fargo Active Cash® CardWells Fargo Active Cash® CardLearn MoreLearn Moreon issuer's website
Students: Bank of America® Customized Cash Rewards Credit Card for StudentsBank of America® Customized Cash Rewards Credit Card for StudentsLearn MoreLearn More
Business: Ink Business Cash® Credit CardInk Business Cash® Credit CardLearn MoreLearn Moreon issuer's website

Ultimately, feel free to check out our editors’ latest picks for the best cash back credit cards available right now on the market.

Answer 2 · 2018-01-15 18:08:39

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Trent Boshkin, Member

@trent_boshkin • 01/15/18 This answer was first published on 01/15/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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6% isn't that common. My Blue Cash has it, but I honestly use my Amazon for more shopping.

Answer 3 · 2018-02-15 13:35:32

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Keira Johnson, Member

@keira_johnson • 02/15/18 This answer was first published on 02/15/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The only one is the Blue Cash from Amex, but you only get 6% at purchases from U.S. supermarkets, and only for the first $6,000 you spend each year. After that, it drops to 1%.

What is the best 6% cash back credit card?

Lawrence Stone, Wallethub Credit Card Analyst

Here’s what the Blue Cash Preferred card offers:

Other Notable Cash Back Credit Cards

Blue Cash Preferred® Card from American Express

Trent Boshkin, Member

Keira Johnson, Member

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