The best 6% cash back credit card is the Blue Cash Preferred® Card from American Express, which offers 6% back at U.S. supermarkets on up to $6,000 per year in purchases, and on select U.S. streaming subscriptions. The card’s annual fee is $0 intro 1st yr, $95 after, and you need at least good credit for approval.
Here’s what the Blue Cash Preferred card offers:
Ongoing rewards: Earn 6% cash back at U.S. supermarkets (up to $6,000 spent per year), 6% back on select U.S. streaming subscriptions, 3% back at U.S. gas stations and on transit, and 1% back on all other purchases, earned as statement credits.
Initial bonus: You can earn $250 statement credit for spending $3,000 in the first 6 months of account opening.
Intro APR on both new purchases and balance transfers: This card offers an introductory interest rate of 0% for 12 months on both new purchases and qualifying balance transfers. If you wish to transfer a balance with this card, note that there is a fee of 3% (min $5). The card’s regular APR is 17.74% - 28.74% (V).
Although Blue Cash Preferred is the only 6% cash back card currently available at the moment, there are plenty of other attractive offers to consider.
One of the best credit cards with cash back bonus rewards is the Blue Cash Preferred® Card from American Express. It offers a $250 statement credit for spending $3,000 in the first 6 months, plus 6% cash back on groceries (up to $6,000 spent per year) and streaming subscriptions, 3% on gas and transit, and 1% on other purchases.
There are plenty of credit cards that give bonus cash back rewards in certain purchase categories. Cardholders may receive extra value on gas, groceries, dining, entertainment, wholesale clubs and more. Other cards have bonus categories that change every quarter and may require activation, giving you the chance to earn big on different types of purchases every few months.… read full answer
Lots of credit cards with cash back bonus rewards on purchases also offer an initial cash rewards bonus for spending a certain amount in the first few months. Plus, it’s good to remember that many credit cards without cash back bonus rates still give a solid cash back rate on all purchases.
All of these credit cards give 3% cash back, or more, on some types of purchases. There is no credit card currently on the market that gives 3% cash back on all purchases. The best flat-rate cash back credit cards typically give … read full answer2% cash back on all purchases.
Overall, the best credit card that gives at least 3% cash back in major spending categories is the Blue Cash Preferred® Card from American Express. It offers 6% cash back at U.S. supermarkets (up to $6,000 spent per year), 6% back on select U.S. streaming subscriptions, 3% back at U.S. gas stations and on transit, and 1% back on all other purchases, earned as statement credits. In addition, cardholders can earn a $250 statement credit for spending $3,000 in the first 6 months. Blue Cash Preferred has an intro annual fee of $0 in the first year and $95 after.
The best cash back credit card for big spenders is the Blue Cash Preferred® Card from American Express. It offers 1 - 6% cash back on purchases, including 6% back at U.S. supermarkets (up to $6,000 spent per year) and on select U.S. streaming subscriptions. Plus, you’ll earn a $250 statement credit for spending $3,000 in the first 6 months. The annual fee is $0 intro 1st yr, $95 after.
If you’re still on the fence, take a look at our editors' picks for the best cash back credit cards overall. Also, if you sign up for a free WalletHub account, you can get customized credit card recommendations based on your individual financial info.
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