What credit cards can I get with a score of 654?

One of the best credit cards for a 600 credit score is the Capital One Quicksilver Secured Cash Rewards Credit Card. This card rewards cardholders with 1.5 - 5% cash back on purchases. Plus, the card has a $0 annual fee.

Generally, the best credit cards for a 600 credit score are secured cards because they offer easy approval and are often much less expensive than unsecured credit cards for bad credit. Secured credit cards require a security deposit, and the card’s credit limit is equal to the amount of the deposit. This deposit is fully refundable when you close your account with a $0 balance.… read full answer

Best Credit Cards for a 600 Credit Score

For more options, you can also check out our editors’ latest picks for the best credit cards for bad credit (600 credit score). Ultimately, to learn more, read WalletHub’s guides on secured credit cards and how to rebuild credit.

One of the best credit cards for a 640 credit score is the Capital One Platinum Credit Card because it has a $0 annual fee and reports monthly to the three major credit bureaus. A 640 credit score is fair credit, and people with fair credit usually have high approval odds for starter credit cards… read full answer such as Capital One Platinum.

Best Credit Cards for a 640 Credit Score

You can also check our editors’ latest picks for the best credit cards for fair credit on the market to weigh your options.

Ultimately, if you want the best approval odds with a credit score of 640, a secured credit card is also a good choice. One of the best secured cards for a 640 credit score is the Capital One Quicksilver Secured Cash Rewards Credit Card because it has good rewards. You’ll have to put down a $200 security deposit, but it’s fully refundable.

The best credit card for a 650 credit score is the Capital One Platinum Credit Card because it has a $0 annual fee and can help improve your credit score. Capital One also reviews accounts for automatic credit limit increases as soon as six months after account opening.

A 650 credit score is near the low end of the fair credit score range. People with fair credit typically have a tough time getting approved for cards with low fees and rewards that can be used anywhere, rather than at certain retailers. But if you don’t mind paying a small annual fee, Capital One offers the Capital One QuicksilverOne Cash Rewards Credit Card. It gives 1.5% cash back on all purchases in exchange for a $39 annual fee. It can be used anywhere Mastercard is accepted.… read full answer

Best Credit Cards for a 650 Credit Score

It's worth noting that most student credit cards are open to students with fair credit and tend to offer better rates and rewards than their general-consumer counterparts. So if you're a student with a 650 credit score, you might want to take advantage of it by checking out some of the best student credit cards on the market.

Store cards also tend to have lenient approval requirements and accept applicants with fair credit. But their use will be restricted to the businesses they're affiliated with.

The bottom line is that a credit score of 650 will put you in the running for some of the best credit cards for fair credit. And as long as you keep your account in good standing by paying your bills on time and in full, you can improve your credit score and set yourself up for access to some of the best credit card deals in the future.