What is the AARP Credit Card bonus offer?

The best credit card for seniors is the AARP Rewards Credit Card from Barclays. There’s no annual fee, and you get $200 cash back after spending $1,000 in the first 90 days. You also get 3% cash back on gas and drug store purchases, 2% on medical expenses and 1% on all other purchases. You can use your rewards to pay your AARP membership or get cash back, gift cards or merchandise, so redemption is flexible.… read full answer

AARP membership qualifies seniors for significant discounts on dining, health services, retail purchases, insurance, entertainment, and more. But just because the AARP Credit Card is a natural choice for people of a certain age (you need to be at least 50 years old to join AARP) doesn’t mean it’s the right card for you. You may want bonus rewards in a different spending category or prefer a travel card, for example. And there are plenty more options.

Best credit cards for seniors:

• AARP Rewards Credit Card: $0 annual fee. $200 cash back after spending $1,000 in the first 90 days. 3% cash back on gas and drug store purchases, 2% on medical expenses and 1% on all other purchases. This card requires good credit.
• Citi Double Cash Card: $0 annual fee. 2% cash back on every purchase (1% when you buy and 1% as you pay for those purchases). This card requires good credit.
• Capital One Venture Rewards Credit Card: $95 annual fee. 75,000 miles for spending $4,000 in the first 3 months. 5 miles per $1 spent on hotels and rental cars booked through Capital One Travel, and 2 miles per $1 on all other purchases. This card requires good credit.
• Bank of America® Customized Cash Rewards credit card: $0 annual fee. $200 for spending $1,000 in the first 90 days. 3% cash back in a category of your choice and 2% back at grocery stores and wholesale clubs (up to $2,500 spent quarterly), plus unlimited 1% cash back on all other purchases. This card requires excellent credit.

The best credit card for seniors is generally one with a low annual fee for its rewards, since many seniors live on a fixed income. And luckily, many everyday spending cards offer just that. But if you’re looking for a premium travel card, Chase Sapphire Preferred® Card and The Platinum Card® from American Express are both solid options.

The AARP Rewards Credit Card offers 3% cash back on gas and drug store purchases, 2% on medical expenses and 1% on all other purchases. There’s also an initial bonus of $200 cash back after spending $1,000 in the first 90 days. You can redeem your rewards for a bank deposit to a U.S. checking or savings account, statement credits, gift cards, AARP memberships, or merchandise.… read full answer

Here's what you need to know about the rewards for the AARP Rewards Credit Card:

• Initial Bonus: $200.
• Ongoing rewards: 3% cash back on gas and drug store purchases, 2% on medical expenses and 1% on all other purchases.
• How to redeem: Log in to your online account at barclaycardus.com and go to the "Rewards & Benefits Center."
• Redemption options: You can redeem rewards for a bank deposit to a U.S. checking or savings account, statement credits, gift cards, AARP memberships, or merchandise. Redemptions start at $25, with the exception of AARP memberships, which start at $16.

The rewards for the AARP Rewards Credit Card don’t expire as long as your account is open and in good standing. That said, credit card rewards terms can change at any time, so it’s best to use your rewards frequently.