How do the AARP Credit Card rewards work?

This question is about the AARP Rewards Credit Card

Maria Adams, Credit Cards Moderator

@m_adams • 04/03/21 This answer was first published on 04/02/21 and it was last updated on 04/03/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report

The AARP Rewards Credit Card’s rewards are 3% cash back at gas stations and drug stores, 2% cash back on medical expenses, and 1% cash back on all other purchases, with no cap on earnings. There’s also an initial bonus of $100 after spending just $500 on the card in the first 90 days.

Though the card is marketed as a “cash back” rewards card, the AARP Rewards Credit Card gives rewards in points. The value of each AARP rewards point is equal to 1 cent.

AARP Rewards Credit Card points don’t expire as long as your account is open and in good standing. However, you may lose your accrued points if your account status changes – for example, if you don’t make your minimum payment within 60 days of the due date, or if you file for bankruptcy. That said, credit card rewards terms can change at any time, so it’s best to use your rewards frequently.

People also ask

How much are AARP Rewards Points worth?

AARP Rewards points are worth 1.03 cents each, on average. That means 10,000 AARP Rewards points have a value of roughly $103.

It’s important to remember that the value of AARP Rewards points depends on how they are redeemed. They have the most value when used for travel booking.

WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Ask a Question

140

Ask Question

Ask Your Question

WalletHub Transparency

We are committed to being fully transparent with our readers. Opinions expressed here are the author’s and/or WalletHub editors'. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In addition, it is not any company’s responsibility to ensure all questions are answered.