Maria Adams, Credit Cards Moderator
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The AARP Rewards Credit Card offers 3% cash back on gas and drug store purchases, 2% on medical expenses and 1% on all other purchases. Plus, you can also earn an initial bonus of $100 cash back after spending $500 in the first 90 days. You can redeem your rewards for a bank deposit to a U.S. checking or savings account, statement credits, gift cards, AARP memberships, or merchandise.
Here's how the rewards work for the AARP Rewards Credit Card:
- Initial Bonus: $100 cash back after spending $500 in the first 90 days.
- Ongoing rewards: 3% cash back on gas and drug store purchases, 2% on medical expenses and 1% on all other purchases.
- How to redeem: Log in to your online account and go to the "Rewards & Benefits Center".
- Redemption options: You can redeem rewards for a bank deposit to a U.S. checking or savings account, statement credits, gift cards, AARP memberships, or merchandise. Redemptions start at $25, with the exception of AARP memberships, which start at $16.
The rewards for the AARP Rewards Credit Card don’t expire as long as your account is open and in good standing. That said, credit card rewards terms can change at any time. So, it’s best to use your rewards frequently.
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