What rewards does the AARP Rewards Credit Card offer? This question is about the AARP Rewards Credit Card

What rewards does the AARP Rewards Credit Card offer?

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This question is about the AARP Rewards Credit Card

Maria Adams, Credit Cards Moderator

@m_adams • 11/24/22 This answer was first published on 04/03/21 and it was last updated on 11/24/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The AARP Rewards Credit Card offers 3% cash back on gas and drug store purchases, 2% on medical expenses and 1% on all other purchases. Plus, you can also earn an initial bonus of $100 cash back after spending $500 in the first 90 days. You can redeem your rewards for a bank deposit to a U.S. checking or savings account, statement credits, gift cards, AARP memberships, or merchandise.

Here's how the rewards work for the AARP Rewards Credit Card:

Initial Bonus: $100 cash back after spending $500 in the first 90 days.
Ongoing rewards: 3% cash back on gas and drug store purchases, 2% on medical expenses and 1% on all other purchases.
How to redeem: Log in to your online account and go to the "Rewards & Benefits Center".
Redemption options: You can redeem rewards for a bank deposit to a U.S. checking or savings account, statement credits, gift cards, AARP memberships, or merchandise. Redemptions start at $25, with the exception of AARP memberships, which start at $16.

The rewards for the AARP Rewards Credit Card don’t expire as long as your account is open and in good standing. That said, credit card rewards terms can change at any time. So, it’s best to use your rewards frequently.

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What is the AARP Credit Card bonus offer?

The AARP Credit Card bonus offer is $100, which new cardholders can earn by spending $500 in the first 90 days after account opening. Cardholders also earn 3% bonus cash back on gas station and drugstore purchases, and 2% back on medical expenses 1% back on all other purchases).

You can redeem AARP Credit Card rewards for cash back, gift cards, merchandise and AARP membership dues, if applicable. However, you will need to earn at least $16 before you can redeem. AARP membership is not required in order to apply for the card.... read full answer

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Is an AARP membership needed to get the AARP Rewards Card?

No, an AARP membership isn’t needed to get the AARP Rewards Credit Card. To get this card, you need a credit score of 700+. This means that applicants must have at least good credit for high chances of approval.

Keep in mind, though, that your credit score isn’t the only thing the issuer will take into account while considering your application. Various other factors like your credit history, income and any debts you might have will also determine the outcome.... read full answer

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How much are AARP Rewards Points worth?

AARP Rewards points are worth 1 cent each, on average. That means 10,000 AARP Rewards points have a value of roughly $100.

It’s important to remember that the value of AARP Rewards points depends on how they are redeemed. They have the most value when used for travel booking.

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