The AARP Rewards Credit Card’s rewards are 3% cash back at gas stations and drug stores, 2% cash back on medical expenses, and 1% cash back on all other purchases, with no cap on earnings. There’s also an initial bonus of $100 after spending just $500 on the card in the first 90 days.
Though the card is marketed as a “cash back” rewards card, the AARP Rewards Credit Card gives rewards in points. The value of each AARP rewards point is equal to 1 cent.
AARP Rewards Credit Card points don’t expire as long as your account is open and in good standing. However, you may lose your accrued points if your account status changes – for example, if you don’t make your minimum payment within 60 days of the due date, or if you file for bankruptcy. That said, credit card rewards terms can change at any time, so it’s best to use your rewards frequently.
AARP Rewards points are worth 1.03 cents each, on average. That means 10,000 AARP Rewards points have a value of roughly $103.
It’s important to remember that the value of AARP Rewards points depends on how they are redeemed. They have the most value when used for travel booking.
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