Your new American Express Business Platinum card will be ready to make purchases in just a few minutes no matter which method you use to activate it. The American Express Business Platinum card requires you to activate your new card within 45 days, so don’t postpone activation for too long.
How to Activate an American Express Business Platinum card
By phone: Call 1 (800) 528-4800 or the number on the sticker attached to the front of the card. Verify your personal information (e.g. Social Security number, card number, or phone number associated with your application) to activate your American Express Business Platinum card.
On the website: Log in to your American Express account (or create an account if you don’t have one) and find the activation page. Enter any required security information, including your 15-digit card number and 4-digit card ID. Activate your American Express Business Platinum card as instructed.
On mobile: Log in to the American Express mobile app using the same credentials that you’d use to log in online. Tap the credit card activation button, then enter any security information that’s requested on the following page.
Your new American Express Business Platinum card will be available for purchases immediately after activation. If you have any trouble activating your card, American Express customer service can always help you out. You can give them a call at 1 (800) 528-4800.
You can get up to 99 additional cards total, regardless of which of the three you choose.… read full answer
American Express Business Platinum card additional card fees:
Additional Amex Business Green card Fee: $0 per year for each additional card.
Additional American Express Business Gold card Fee: $45 per year for each additional card.
Additional American Express Business Platinum card Fee: $350 per year for each additional card.
There are a few other things you should know about the American Express Business Platinum card additional cards, such as:
The Amex Business Green card and the American Express Business Gold card don't provide American Express Business Platinum card perks, like free airport lounge access.
All additional cards can be used to make purchases, and they will earn the same rewards as the American Express Business Platinum card.
Regardless of which type(s) of additional cards you decide to add, you can set custom spending limits and freeze specific cards by logging into your account, selecting the "Account Services" tab, and clicking "Manage Spending Limits for Additional Card Members".
Keep in mind that only the primary American Express Business Platinum card holder can add additional cards. The primary cardholder is also responsible for paying all charges made on those cards. On the plus side, points earned with additional cards go to the primary cardholder, too.
The Business Platinum Card® from American Express is not a Visa or a Mastercard – it is on the American Express network. This means the American Express Business Platinum card has a bit less worldwide acceptance than a Visa or a Mastercard but should still be usable at most merchants within the U.S.
In general, it doesn’t matter much what network your credit card is on unless you’re focusing specifically on international travel. In that case, you’re best served by getting a Visa or Mastercard credit card with no foreign transaction fees. But for all other purposes, all four major credit card networks have comparable benefits and card offers. It’s best to compare individual cards on a case-by-case basis rather than focusing on a specific network.… read full answer
Unfortunately most issuers won't disclose their credit card activation time limit. But a fair assumption, based on what most cardholders report, is between 60 and 90 days. Nevertheless, your card will appear on your credit report even if you don't activate it. That won't drastically affect your credit score. But it will improve your credit utilization ration ratio, even if you never activate the card.… read full answer
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