To activate an Amex Delta Platinum card, call the number on the activation sticker that’s attached to the card or go to the American Express activation website, which will also be noted on the sticker. Another way to activate an Amex Delta Platinum card is by using the card issuer’s mobile app.
Your new Amex Delta Platinum card will be ready to make purchases in just a few minutes no matter which method you use to activate it. American Express requires you to activate your new card within 45 days, so don’t postpone activation for too long.
How to Activate an Amex Delta Platinum Card
By phone: Call 1 (800) 528-4800 or the number on the sticker attached to the front of the card. Verify your personal information (e.g. Social Security number, card number, or phone number associated with your application) to activate your Amex Delta Platinum card.
On the website: Log in to your American Express account (or create an account if you don’t have one) and find the activation page. Enter any required security information, including your card number and 4-digit card ID. Activate your Amex Delta Platinum card as instructed.
On mobile: Log in to the American Express mobile app using the same credentials that you’d use to log in online. Tap the credit card activation button, then enter any security information that’s requested on the following page.
Your new Amex Delta Platinum card will be available for purchases immediately after activation. If you have any trouble activating your card, American Express customer service can always help you out. You can give them a call at 1 (800) 528-4800.
There’s no official Amex Delta Platinum upgrade offer that anyone can take Amex up on. But Amex sometimes presents targeted upgrade offers to certain customers. To check for one of these, log in to your American Express account and select “Amex Offers.” You’ll see whether you have any upgrade offers.
If you don’t see any offers, you can still request an upgrade. Call customer service at … read full answer(800) 528-4800, and say “Apply for upgrade” when the automated system asks what you want to do. After you enter your card number, a representative will check whether you’re eligible. You should get a decision in a few minutes.
That’s all you have to do to apply for an upgrade. But before you do, there are a few more details you should be aware of.
Here’s how Amex Delta Platinum upgrade offers work:
American Express will decide whether or not to approve you for an upgrade based on your credit reports, income, and payment history.
American Express does not do a hard inquiry on your credit when you ask for an upgrade, so there’s no risk to requesting one.
If you are approved for an upgrade, you will receive your new card within 7 days. You can keep using your old card until your new one is activated.
Since you’re not opening a new account, your old account information will stay the same.
There’s also a different type of Amex Delta Platinum upgrade offer. Card members can earn up to 25,000 Medallion Qualifying Miles in their first year, and 20,000 every year after that. If you earn 25,000 Medallion Qualifying Miles and spend $3,000 on Delta purchases, you’ll earn Medallion status. Medallion members are eligible for available complimentary seat upgrades on all Delta flights.
A Delta credit card costs $0 to $550+ per year, depending on the card’s annual fee and how the card is used. If you pay your Delta credit card balance in full every month, the annual fee is the only cost you will have to deal with, but if you carry a balance, you will owe interest. Delta credit cards also have additional fees for taking out cash advances or for paying late, but those types of fees are easier to avoid.… read full answer
It’s important to be aware of how much a Delta credit card costs before applying for one. The annual fee is especially important. If the value you will get from the card’s rewards and benefits in an average year does not exceed the cost of the annual fee, then the card is not worth applying for.
When it comes to APRs, if you plan to pay your balance in full each month, you don’t need to be as concerned about them. Interest only applies to balances you carry from month to month.
Yes, you can use a credit card before it arrives in the mail, but only with certain cards. If you want to use a credit card early, you must either have an American Express or Capital One credit card or one of a handful of other offers, including the Apple Card, and some store credit cards. Normally, you can’t use a credit card without restriction before it arrives, because you can’t see the full credit card number, expiration date and CVV until you have the card in hand.… read full answer
Credit cards that you can use before arrival
Cards from certain issuers: If you need to start using a credit card today, you’ll likely want to consider applying for an American Express credit card. Amex is one of the few card issuers that will give out a full card number that can be used anywhere upon approval of an application. Capital One credit cards are also sometimes available for immediate use via the Capital One mobile app. But not everyone is eligible for this feature.
Co-branded cards: Some credit cards that you can use before the actual card arrives - like the Apple Card - only allow you to add the card to a merchant-specific digital wallet. So you’ll only be able to use it with that merchant until the card arrives in the mail.
Some store cards: There are a few credit cards that you can use instantly after approval, like the Fingerhut Credit Card. But you can only use this card for purchases at Fingerhut.
Lastly, it’s worth noting that you can ask a credit card issuer for expedited card delivery – in some cases, this will get the card to you the next day. Finding a card that you can use before it arrives in the mail might seem less important with that in mind.
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