To activate a Bank of America Unlimited Cash Rewards credit card, call the number on the activation sticker that’s attached to the card or go to the Bank of America activation website, which will also be noted on the sticker. Another way to activate a Bank of America Unlimited Cash Rewards credit card is by using the card issuer’s mobile app.
Your new Bank of America Unlimited Cash Rewards credit card will be ready to make purchases in just a few minutes no matter which method you use to activate it. Bank of America does not have a certain time limit within which you need to activate your card, but it’s best to do it as soon as possible.
How to Activate a Bank of America Unlimited Cash Rewards credit card
By phone: Call 1 (800) 276-9939 or the number on the sticker attached to the front of the card. Verify your personal information (e.g. Social Security number, card number, or phone number associated with your application) to activate your Bank of America Unlimited Cash Rewards credit card.
On the website: Log in to your Bank of America account (or create an account if you don’t have one) and find the activation page. Enter any required security information, including your Social Security number and the last six digits of your new card number. Activate your Bank of America Unlimited Cash Rewards credit card as instructed.
On mobile: Log in to the Bank of America mobile app using the same credentials that you’d use to log in online. Tap the credit card activation button, then enter any security information that’s requested on the following page.
Your new Bank of America Unlimited Cash Rewards credit card will be available for purchases immediately after activation. If you have any trouble activating your card, Bank of America customer service can always help you out. You can give them a call at 1 (800) 732-9194.
Verifying a Bank of America credit card is the same thing as activating it. Different issuers use the words “verification” and “activation” interchangeably.… read full answer
How to Verify a Bank of America Unlimited Cash Rewards credit card
By phone: Call 1-800-276-9939 and enter your card number and Social Security number when prompted.
Online: Go to the Bank of America online card verification page. Enter the last 6 digits of your card and your full Social Security number, then submit the verification.
If you have any trouble verifying your Bank of America Unlimited Cash Rewards credit card, you can always call customer service at 1-800-432-1000 for assistance. It’s best to verify your card as soon as possible after receiving it.
To log in to your Bank of America® Unlimited Cash Rewards credit card account, go to the login page on the Bank of America website or mobile app and enter your username and password in the appropriate fields. Then, click the “Sign in” to access your online account. If you don’t already have an account, you will need to start by clicking “Enroll” in order to set up a username and password.… read full answer
How to Log in to a Bank of America Unlimited Cash Rewards credit card Account
Register your Bank of America Unlimited Cash Rewards credit card for online account access. Click “Enroll” and enter the last 6 digits of your card number and your Social Security number or Tax ID Number to verify your credit card account.
Choose your Bank of America Unlimited Cash Rewards credit card username and password. The username must be between 6 and 32 characters, including special characters, but no spaces. The password must contain 8 to 20 characters and have at least one uppercase letter, one lowercase letter, and one number. You cannot repeat the same number or letter more than 3 times in a row. The password is not case sensitive and may contain special characters.
Log in with your new Bank of America Unlimited Cash Rewards credit card credentials. From the login page on the Bank of America website or mobile app, fill out the Online ID and Passcode fields using your new credentials, and click “Sign in” to access your account.
After you have signed up and logged in, you’ll be able to manage your Bank of America Unlimited Cash Rewards credit card account online. You can pay your credit card bill, see credit card statements, monitor account activity, and change account information such as passwords and automatic payments.
If you forget your login information, click “Forgot ID/Passcode?” on the Bank of America login page. Then, just follow the prompts to reset or retrieve your username or password.
Click "Dispute this transaction" to open an inquiry.
Check for a confirmation email from Bank of America verifying receipt of the inquiry.
Before you dispute a charge through Bank of America, you should first contact the merchant associated with the charge on your card. Merchants have easier access to your purchase information and should be better able to quickly remedy the issue. If for some reason, the merchant is unable or unwilling to work with you on a disputed charge, you can then file a dispute with Bank of America.
Once you’ve initiated the dispute, Bank of America will then contact the merchant and review any information provided by both parties. You won’t be charged for the disputed transaction, nor any associated fees or interest, while the dispute is under investigation. And you can still use your Bank of America Unlimited Cash Rewards credit card as you normally would while a dispute is ongoing.
Bank of America will notify you of the outcome of the dispute after they’ve completed their investigation. They will either issue a chargeback to your account for the contested amount, or allow the charge to stand. If the disputed charge is ruled to be valid, you would then have to pay that amount, including any applicable fees and interest charges that accrued during the dispute, starting from the original purchase date.
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