To activate a Blue Cash Preferred credit card, call the number on the activation sticker that’s attached to the card or go to the American Express activation website, which will also be noted on the sticker. Another way to activate a Blue Cash Preferred credit card is by using the card issuer’s mobile app.
Your new Blue Cash Preferred card will be ready to make purchases in just a few minutes no matter which method you use to activate it. American Express requires you to activate your new card within 45 days, so don’t postpone activation for too long.
How to Activate a Blue Cash Preferred Credit Card
By phone: Call 1 (800) 528-4800 or the number on the sticker attached to the front of the card. Verify your personal information (e.g. Social Security number, card number, or phone number associated with your application) to activate your Blue Cash Preferred credit card.
On the website: Log in to your American Express account (or create an account if you don’t have one) and find the activation page. Enter any required security information, including your card number and 4-digit card ID. Activate your Blue Cash Preferred card as instructed.
On mobile: Log in to the American Express mobile app using the same credentials that you’d use to log in online. Tap the credit card activation button, then enter any security information that’s requested on the following page.
Your new Blue Cash Preferred credit card will be available for purchases immediately after activation. If you have any trouble activating your card, American Express customer service can always help you out. You can give them a call at 1 (800) 528-4800.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Blue Cash Preferred Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status, and housing status.… read full answer
If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Blue Cash Preferred credit score requirement. You can check your credit score for free on WalletHub.
Yes, Blue Cash Preferred is hard to get because it requires a credit score of 700+ for approval, which means you need good to excellent credit to get this card. Since the average credit score is lower than this requirement, most people will not be able to get the Blue Cash Preferred card.Since the … read full answeraverage credit score is lower than this requirement, most people will not be able to get the Blue Cash Preferred card.
You also won’t get approved for the Blue Cash Preferred card if you already have five Amex cards, if you’ve already applied for an Amex card in the past five days, or if you’ve already applied for two Amex cards in the past 90 days.
Having said that, it is also worth noting that your credit score isn’t the only thing the issuer takes into account while considering your application. Various other factors will also determine the outcome, like your credit history, your income and any debts you might have.
Yes, Blue Cash Preferred is worth it for cardholders who spend enough to recoup the value of the card’s $95 annual fee (waived the first year) in rewards earnings. The easiest way to do that is by spending $3,000 within 6 months of opening an account. That will trigger the card’s $300 initial bonus (earned as a statement credit), which will help offset the annual fee for a couple of years.… read full answer
Here’s how to make the most of Blue Cash Preferred:
The Blue Cash Preferred card will continue to be worth it if you consistently charge purchases to the card after meeting the initial bonus offer, especially in its bonus rewards categories. With this card, you earn 6% cash back at U.S. supermarkets (up to $6,000 spent per year), 6% back on select U.S. streaming subscriptions, 3% back at U.S. gas stations and on transit, and 1% back on all other purchases, earned as statement credits.
Ultimately, the best way to figure out if Blue Cash Preferred is worth it is to figure out how much you spend in each category per year, determine how much you would earn in rewards based on that, and then compare the rewards value to the annual fee. If you break even or make money, the card is worth it. If not, you should consider a cheaper card.
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