How do I activate my Discover it Cash Back credit card? This question is about the Discover it® Cash Back

To activate a Discover it Cash Back credit card, call the number on the activation sticker that’s attached to the card or go to the Discover activation website, which will also be noted on the sticker . Your new Discover it Cash Back card will be ready to make purchases in just a few minutes no matter which method you use to activate it. Discover does not have a certain time limit within which you need to activate your card, but it’s best to do it as soon as possible. How to Activate a Discover it Cash Back By phone: Call 1 (800) 347-2683 or the number on the sticker attached to the front of the card. Verify your personal information (e.g. Social Security number, card number, or phone number associated with your application) to activate your Discover it Cash Back credit card. On the website: Log in to your Discover account (or create an account if you don’t have one) and find the activation page. Enter any required security information, including your date of birth, the last four digits of your Social Security number, and your new card information. Activate your Discover it Cash Back card as instructed. Your new Discover it Cash Back credit card will be available for purchases immediately after activation. If you have any trouble activating your card, Discover customer service can always help you out. You can give them a call at 1 (800) 347-2683.

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How do I activate my Discover it Cash Back credit card?

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This question is about the Discover it® Cash Back

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Sydney Garth, Credit Cards Moderator

@sydneygarth • 04/04/21 This answer was first published on 04/05/21 and it was last updated on 04/04/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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To activate a Discover it Cash Back credit card, call the number on the activation sticker that’s attached to the card or go to the Discover activation website, which will also be noted on the sticker .

Your new Discover it Cash Back card will be ready to make purchases in just a few minutes no matter which method you use to activate it. Discover does not have a certain time limit within which you need to activate your card, but it’s best to do it as soon as possible.

How to Activate a Discover it Cash Back

By phone: Call 1 (800) 347-2683 or the number on the sticker attached to the front of the card. Verify your personal information (e.g. Social Security number, card number, or phone number associated with your application) to activate your Discover it Cash Back credit card.
On the website: Log in to your Discover account (or create an account if you don’t have one) and find the activation page. Enter any required security information, including your date of birth, the last four digits of your Social Security number, and your new card information. Activate your Discover it Cash Back card as instructed.

Your new Discover it Cash Back credit card will be available for purchases immediately after activation. If you have any trouble activating your card, Discover customer service can always help you out. You can give them a call at 1 (800) 347-2683.

Answer Question

How do I activate a Discover card?

To activate a Discover card, use the online activation page or call Discover customer service at (800) 347-2683. Discover card activation requires a Social Security number as well as the card number, expiration date and security code.

You don’t need a Discover username and password to activate a Discover card online. But having an account can streamline the process because you won’t have to enter extra personal information to verify your identity. Either way, Discover card activation is quick and easy. Plus, the steps are the same for Discover credit cards and debit cards.... read full answer

How to activate a Discover card:

Go to the Discover card activation page.

Enter your birthdate, the last 4 digits of your SSN, your 16-digit card number and the card’s expiration date. (Only needed if you don’t log in)

Type in the 3-digit security code from the back of the card.

Click “Continue” to activate your Discover card.

You can use a Discover card immediately after activation. For security reasons, you cannot make any transactions with a Discover card before activating it. Activation ensures that someone doesn’t steal the card out of the mail and use it.

To activate a Discover gift card, use the online activation page or call (866) 522-7026.

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Can I get cash back on my Discover credit card?

Yes, you can get cash back on your Discover credit card, in the form of statement credit. You can also deposit any amount to your bank account.

To do this, sign in to your Discover account and click on “Rewards”. Then, select “Redeem Cashback Bonus” to be redirected to the redemption page where you can see your balance.... read full answer

Other ways to redeem the Cashback Bonus are:

To pay at Amazon.com or PayPal checkout

To purchase gift cards starting at $5

Charity

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What's the Discover credit card cash advance daily limit?

The Discover credit card has a daily limit of 5 cash advances. The amount you can withdraw will depend on your own cash advance limit.

Cash advances are expensive, though. I suggest you avoid them as much as possible, because any short term benefit they might offer is outweighed by their cost.... read full answer

Discover’s cash advance APR is 29.49% Variable, and it also charges a fee for all of their cards: Either $10 or 5% of the amount of each cash advance, whichever is greater. You could also be charged with ATM fees, when you use one that isn’t affiliated with Discover.

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