Your new HSBC credit card will be ready to make purchases in just a few minutes, regardless of which method you use to activate it. HSBC does not have a certain time limit within which you need to activate your card, but it’s best to do it as soon as possible.
How to Activate Your HSBC Credit Card
Online: Visit the HSBC activation website. Enter your 16 digit HSBC credit card number, the last 4 digits of your Social Security Number, plus the card's CVV (3 digit security code) and expiration date. Then, click "Activate."
Mobile app: Log in to the HSBC mobile app using the same credentials that you’d use to log in online. Tap the credit card activation button, then enter any security information that’s requested on the following page.
Phone: Call (800) 975-4722 or the number on the sticker attached to the front of the card. Verify your personal information (e.g. Social Security number, card number, or phone number associated with your application) to activate your card.
Your new HSBC credit card will be available for purchases immediately after activation. If you have any trouble activating your card, HSBC customer service can always help you out. You can give them a call at (800) 975-4722.
You must first open an HSBC deposit account before applying for an HSBC credit card.
To apply online you must be at least 18 years old, have a Social Security Number (SSN) and a U.S. residential address. If you don’t have a SSN or you have a military address, you must call (800) 975-4722.
After applying, you can check your application status by phone at (844) 867-5750. Alternatively, you will receive your decision within 10 business days via mail.
The best HSBC credit card signup bonus is 50,000 points after spending $4,000 in the first 3 months, offered by the HSBC Elite Credit Card. With this card you can also earn 1 - 3 points per $1 spent on purchases.
The HSBC Elite Credit Card’s annual fee is $395 and it requires excellent credit for approval.
Here are the HSBC Elite Credit Card signup bonus details:
Signup bonus: Earn 50,000 points after spending $4,000 in the first 3 months of account opening.… read full answer
Eligibility: The bonus is offered only to new applicants.
When bonus points post: 4-6 weeks after the promotional period has ended and the spending requirement has been met.
Redemption options: Travel, cash rewards, merchandise, gift cards, and more.
Payments that don’t count toward the signup bonus: Balance transfers, cash advances, credit card checks, overdrafts, and more.
If you’re looking for more options, check out our editors’ latest picks for the best signup bonus credit cards. Keep in mind that high bonus credit cards require at least good credit for approval. So, make sure you know where you stand before applying. You can check your credit score for free, right here on WalletHub.
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