How do I activate my U.S. Bank credit card?

The easiest way you can activate your Visa credit card is either through the issuer’s website, or by calling the number you see on the back of your card. Different cards will have different options. When you receive your Visa card in the mail, it should come with a set of instructions on how to activate it. It’s hard to give specifics because the exact instructions are different for each issuer. But we can take you through the basics of each method. ... read full answer

How to Activate Your Visa Credit Card

• Online:
  Many issuers will provide you with the address of an activation website, where all you have to do is enter your card and personal information. You may also be able to activate your card by logging in to your account from the issuer’s homepage and navigating from there.
  
  For example, both Capital One and Bank of America have online activation pages for their credit cards.
• Over the phone:
  Your credit card will often come with a sticker on it or an instruction sheet that lists the phone number of an activation line. This line may be automated or may have actual representatives you can talk to. You’ll typically need to enter your card number and the 3-digit security code, along with a few pieces of personal information, such as your Social Security Number (SSN), date of birth and/or zip code. Once you complete the process, your card will be ready to use.
  
  If you lose the activation instructions or are having technical difficulties, all is not lost. You can call the number on the back of your card to reach customer service. They should be able to manually activate your card for you once you verify your identity.
• Through customer service:
  Besides calling your credit card company’s customer service department, you could also call the general Visa customer service number at (800) 847-2911.
  
  They most likely won’t be able to activate your card for you, but they can tell you whom you need to contact in order to do so. But it’s generally most efficient to talk directly to your issuer. A lot of companies have 24/7 customer service lines, so you should be able to get in contact with them at any time.

Activation is a pretty easy process, usually taking only a minute or two. However, it’s important to do it as soon as possible. Some issuers may close your account if you don’t activate your card within a certain amount of time.

To get a U.S. Bank cash advance, use your credit card and a corresponding PIN at any ATM to withdraw the cash, up to the card’s available cash advance limit. If you do not have a PIN, contact U.S. Bank customer service to request one.

What you should know about U.S. Bank cash advances:... read full answer

• Cash advances come with high APRs: The U.S. Bank cash advance APR is 29.99% for all credit cards. There’s no grace period on a cash advance, so interest starts accruing right away.
• There is a cash advance fee: The fee for a U.S. Bank credit card cash advance is 5% (min $10). This is on top of any fees an ATM owner may charge.
• Cash advances require a PIN: To use a U.S. Bank credit card for cash advances at an ATM, you will need a PIN. You can request a PIN by visiting your local branch or contacting customer service at (800) 285-8585.

Ultimately, keep in mind that cash advances are extremely expensive. So, it would be best to avoid using your U.S. Bank credit card for cash advances, unless it’s absolutely necessary.

You can activate a Chase credit card either online or over the phone at (800) 432-3117. To activate your Chase card online, go to Chase’s page for verifying receipt of your card and either log into your account or create login credentials. Once you’re signed in, you’ll be able to verify your new card, set account preferences and more. ... read full answer

The procedure will be the same no matter which Chase credit card you get. And you have many attractive offers to consider:

It only takes a minute or two to activate a Chase credit card, and you’ll be able to make purchases with your card as soon as you do. If you don’t activate your Chase credit card, you may run into problems trying to use it.