Does the Alaska Airlines Credit Card have rental car insurance?

The value of Alaska Airlines miles is 1.03 cents per mile, on average. That means 10,000 Alaska Airlines miles have a value of roughly $103. Alaska Airlines miles are less valuable than the average airline miles, which are worth 1.36 cents each, as a result.

It`s important to remember that the value of Alaska Airlines miles depends on how they are redeemed. They have the most value when used for Mileage Plan flights. In addition, one of the best ways to increase the number of Alaska Airlines miles that you earn is to apply for an ... read full answerAlaska credit card.

Alaska Miles vs. The Competition

Alaska Airlines miles expire after 24 months with no account activity as well as when you close your account with unused rewards. To prevent Alaska Airlines miles from expiring, redeem your miles on a regular basis and make sure to cash in any unredeemed rewards before closing your account.

When Alaska Airlines miles will expire:... read full answer

• After 24 months without account activity.
• When you or Alaska Airlines closes the account.

Even though Alaska Airlines miles expire only in these select situations, it’s still a good idea to avoid building up a big Alaska Airlines rewards balance because that would make you more vulnerable to rewards devaluation.

If you’re trying to choose an airline rewards program and are concerned about rewards expiration policies, you can see how the Alaska Airlines miles expiration policy compares to other popular companies’ policies in the table below.

Alaska Airlines Miles Expiration vs. The Competition

Bank of America rental car insurance is a complimentary benefit that comes with all Bank of America credit cards. The coverage is actually provided by Visa and Mastercard, depending on which network your BofA card is on. The specifics vary by card network, too, but you’re generally covered against damage and theft up to a rental vehicle’s cash value.... read full answer

Not all situations are covered by Bank of America rental car insurance. Certain types of vehicles are excluded, and there are restrictions on the length of the rental period as well as eligible countries. You can find all the specifics in your card’s benefits guide.

Here’s how Bank of America credit card rental car insurance works:

• Eligible cards: All Bank of America credit cards.
• Coverage period: 31 or fewer consecutive rental days for Visa. 15 for Mastercard.
• Coverage amount: Up to the cash value of most vehicles for Visa. Up to cash value of vehicles worth $50,000 or less for Mastercard.
• Covered situations: Damage to and theft of rental cars, loss of use charges, and towing charges.
• Non-covered situations: Driving while intoxicated, driving off road, damage/theft of personal items, general wear and tear/deterioration, and more.
• Non-covered places: Republic of Ireland, Northern Ireland, Israel and Jamaica.
• Non-covered vehicles: Exotic/antique cars, large vans, vehicles with open cargo beds, trucks, motorcycles and more.

• Other requirements: Must decline the rental agency’s insurance offer.

Bank of America credit card rental car insurance is secondary to other insurance you have. So if you have a personal auto insurance plan that covers rental cars, you need to get reimbursed through that first. Then, Bank of America may give you more money after you show them what you got from the first source.