How much is the Alphaeon Credit Card minimum payment? This question is about the Alphaeon Credit Card

Your Alphaeon Credit Card minimum payment is $30 or 3.5% of the statement balance plus any past due or credit plan amounts, whichever is higher. If the new balance on your statement is less than $30, the minimum payment is the new balance. Here’s How the Alphaeon Credit Card Minimum Payment is Calculated The highest of $30 and 3.5% of the statement balance plus any past due or credit plan amounts, as follows: Deferred Interest, Equal Payment or Waived Interest, Equal Payment: Purchase amount divided by number of months in promotional period rounded up to nearest $1 (minimum $5). Low APR, Equal Payment: Purchase amount including calculated interest charges from purchase date through end of promotional period divided by number of months in promotional period rounded up to nearest $1 (minimum $5). Deferred Interest, Low Payment or Waived Interest, Low Payment: 1% of plan balance at end of billing period rounded up to nearest $1 (minimum $5). Budget Payment or Open Charge Budget Payment: Monthly payments of $49, $99, $149, $199 or $299, as specified in offer based on the transaction amount. The minimum payment is the smallest amount you’re obligated to pay by the due date for your Alphaeon Credit Card account to be in good standing. Failure to pay by the due date may result in a late fee. Your credit score will also take a hit if you miss multiple minimum payments.

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How much is the Alphaeon Credit Card minimum payment?

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This question is about the Alphaeon Credit Card

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John Miller, Credit Cards Moderator

@john_miller • 11/08/22 This answer was first published on 11/08/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Your Alphaeon Credit Card minimum payment is $30 or 3.5% of the statement balance plus any past due or credit plan amounts, whichever is higher. If the new balance on your statement is less than $30, the minimum payment is the new balance.

Here’s How the Alphaeon Credit Card Minimum Payment is Calculated

The highest of $30 and 3.5% of the statement balance plus any past due or credit plan amounts, as follows:

Deferred Interest, Equal Payment or Waived Interest, Equal Payment: Purchase amount divided by number of months in promotional period rounded up to nearest $1 (minimum $5).
Low APR, Equal Payment: Purchase amount including calculated interest charges from purchase date through end of promotional period divided by number of months in promotional period rounded up to nearest $1 (minimum $5).
Deferred Interest, Low Payment or Waived Interest, Low Payment: 1% of plan balance at end of billing period rounded up to nearest $1 (minimum $5).
Budget Payment or Open Charge Budget Payment: Monthly payments of $49, $99, $149, $199 or $299, as specified in offer based on the transaction amount.

The minimum payment is the smallest amount you’re obligated to pay by the due date for your Alphaeon Credit Card account to be in good standing. Failure to pay by the due date may result in a late fee. Your credit score will also take a hit if you miss multiple minimum payments.

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