The Amazon.com Credit Card requires good credit or better (a credit score of 700+) for approval, but meeting this requirement alone, does not guarantee approval. Reasons that the issuer might deny applicants include too little credit history or too low of a credit score, high amounts of debt, low income, a lot of recent credit inquiries, accounts in collections, or bankruptcy.
Nevertheless, you can call Chase’s reconsideration number at (888) 609-7805. Reconsideration is a long shot, but it’s worth trying if your circumstances have changed or you need to explain something on your application. Make sure to review the reasons detailed on your denial letter and prepare to make your case before calling. Feel free to also take a look at some reconsideration request tips.
The Amazon.com Store Card credit score requirement is at least 640; this means that you need at least fair credit to get this card. The better your credit score is, the higher your approval odds will be. Keep in mind that they will also look at your credit history, your income, and any debts you might have when making a decision on your application.… read full answer
In order to have good Amazon.com Credit Card approval odds, you should start with at least a good credit score. Generally, the higher your credit score, the better your odds of approval are. However, your credit score is just one part of your creditworthiness. On its own, it does not guarantee approval. Chase Bank, which issues the Amazon.com Credit Card, doesn’t publicly disclose specific approval requirements. But they will review such things as your income, employment status and total amount of debt. Other things that affect your odds of approval are your payment history, age of accounts and recent credit inquiries.… read full answer
If you have less than good credit, your approval odds are better for the Amazon.com Store Card. You’ll only need a fair credit score to have a reasonable shot at getting the card. The tradeoff is that unlike the Visa Signature card, which you can use anywhere Visa cards are accepted, the Amazon.com Store Card is limited to purchases on Amazon.com and at retailers that accept Amazon Pay. And you’ll only get rewards from the store card if you’re a Prime member, unlike the Visa.
You cannot pre-qualify for an Amazon Credit Card. Neither the Amazon Visa Credit Card nor the Amazon Store Card offers pre-qualification.
Chase issues the Amazon Visa Credit Card. Chase is known for pre-approving applicants who have at least good credit. And for many Chase cards, they will make the first move by mailing you an invitation to apply. However, in the case of the Amazon Credit Card, you will need to submit an actual application to find out if you qualify for the card.… read full answer
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