You can get an Amazon Credit Card cash advance at any ATM. To initiate the cash advance, insert the card in the ATM, enter your PIN (or call 888-247-4080 in you don’t have one) and withdraw cash up to your available limit. Just remember that this will be an expensive transaction, and your cash advance limit is only a portion of your entire credit limit.
A Chase cash advance generally costs: Either $10 or 5% of the amount of each transaction, whichever is greater. Some exceptions are certain Chase’s business credit cards, as well as some co-branded cards. Moreover, interest begins accruing on a cash advance immediately; the Chase cash advance APR is 25.24% (V) for most cards, which is a lot higher than each card’s regular APR.… read full answer
Here's what you should know before getting a chase cash advance:
Chase Cash Advance Fee: Either $10 or 5% of the amount of each transaction, whichever is greater. This goes for the vast majority of the cards.
Chase Cash Advance APR: 25.24% (V) for most Chase credit cards. This rate kicks in right when you withdraw the money.
PIN: A PIN is required to get a Chase credit card cash advance at an ATM. You can call the number you see on the back of your card to request a PIN from Chase customer service.
How to Do It: You use your Chase credit card like a debit card to get money from an ATM. Your cash advance balance is the amount you withdraw, plus the cash advance fee.
Limits: Many cards have a separate cash advance limit, which is a portion of their overall credit limit. For example, while your limit might be $1,000, if your cash advance limit is 10%, you'll only be able to withdraw $100.
So, to put it simply, cash advances are expensive. You really should avoid them entirely unless you’re in an emergency situation and a cash advance is your only option. If you do have to make one, you can’t avoid the fee, but you can prevent a lot of the interest if you repay your balance right away. But you should also know that cash advances will look bad to your issuer, and could also hurt your chances of getting a credit limit increase in the future.
The best Amazon credit card for cash back is the Prime version of the Amazon.com Store Card because it offers 5% back on Amazon.com purchases for Prime members and gives a $10 Amazon gift card upon approval. The card has a $0 annual fee but requires an Amazon Prime membership to earn rewards on purchases. People without a Prime membership will only receive the gift card. The Amazon.com Store Card can only be used for Amazon.com purchases. There are a few other options you might want to consider as well.… read full answer
Here are the best Amazon credit cards for cash back:
Amazon.com Store Card: 5% back on Amazon.com purchases for Prime members and a $10 Amazon gift card upon approval. Comes with a $0 annual fee, but requires Prime membership to earn 5% back in rewards. Requires fair credit or better (a credit score of 640+) for good odds of approval.
Amazon.com Credit Card: While not strictly a cash back card, it offers 3 points per $1 spent at Amazon.com and Whole Foods Market, 2 points per $1 spent at gas stations, restaurants and drug stores, and 1 point per $1 spent on all other purchases. Plus, you get a $50 Amazon.com gift card upon approval ($100 for Prime members). Amazon Prime members earn 5 points / $1 on purchases at Amazon.com and Whole Foods Market. That's the equivalent of 5% cash back. $0 annual fee. Requires good credit or better (a credit score of 700+) for good odds of approval.
Wells Fargo Active Cash® Card: Offers more versatility by earning unlimited 2% cash rewards (including Amazon purchases). You also get $200 cash rewards after spending $1,000 in the first 3 months. $0 annual fee. Requires good credit or better (a credit score of 700+) for good odds of approval.
You can use the Amazon.com Credit Card anywhere Visa is accepted, which is virtually everywhere domestically and in over 200 countries around the world.
The Amazon.com Store Card can only be used to make purchases on Amazon.com and through select “Pay with Amazon” merchants. You can learn more from WalletHub's in-depth Amazon.com Store Card … read full answerreview.
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