How can I pre-qualify for the Amazon Credit Card?

You can get pre-approved for the Amazon.com Store Card online. You can also get Amazon.com Store Card pre-approval if the issuer sends you a targeted offer through the mail. The issuer mails pre-approved offers to certain people who appear to meet the criteria for the Amazon.com Store Card.

What you should know about the Amazon.com Store Card pre-approval:… read full answer

• Keep in mind that pre-approval offers indicate good chances of approval, but they do not guarantee it.
• Amazon.com Store Card pre-approval will result in a soft inquiry, which it will not affect your credit score.
• Even if you receive a Amazon.com Store Card pre-approval offer, you’ll still have to apply to get the card.
• Credit card applications will trigger hard inquiries, which may cause a temporary dip in your credit score.

The Amazon.com Store Card requires fair credit or better (a credit score of 640+) for good odds of approval. If you don't know where you stand, you can check your credit score for free, right here on WalletHub.

You can also use WalletHub's CardAdvisor tool and learn how easy it is to find the right credit card for you. Just answer a few general questions, and based on your responses, CardAdvisor will provide you with some recommended credit card offers.

The Amazon.com Store Card requires a credit score of at least 640. That means people with fair credit or better have a shot at getting approved for this card. The better your credit score is, the higher your approval odds will be.

Other Amazon.com Store Card Approval Requirements

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Amazon.com Store Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status, and housing status.… read full answer

If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Amazon.com Store Card credit score requirement. If you’d like to know where you stand, you can check your credit score for free, right here on WalletHub.

The Amazon.com Credit Card approval odds are good if you have at least a good credit score. Generally, the higher your credit score, the better your odds of approval are. However, your credit score is just one part of your creditworthiness. On its own, it does not guarantee approval.

What you need for good Amazon.com Credit Card approval odds:… read full answer

• At least good credit
• Enough income to pay credit card bills
• Low debt relative to income
• Good payment history
• Positive recent credit inquiries

If you have less than good credit, your approval odds are better for the Amazon.com Store Card. You’ll only need a fair credit score to have a reasonable shot at getting the card.

The tradeoff is that unlike the Amazon.com Credit Card, which you can use anywhere Visa cards are accepted, the Amazon.com Store Card is limited to purchases on Amazon.com and at retailers that accept Amazon Pay. And you’ll only get rewards from the store card if you’re a Prime member, unlike the Amazon.com Credit Card.