What are the best Amazon Credit Card promotions right now? This question is about the Amazon.com Credit Card

The best Amazon.com Credit Card promotions right now include an initial bonus of $50 Amazon.com gift card upon approval ($100 for Prime members), plus 3 points per $1 spent at Amazon.com and Whole Foods Market, 2 points per $1 spent at gas stations, restaurants and drug stores, and 1 point per $1 spent on all other purchases. On the other hand, the Amazon.com Store Card offers $10 Amazon gift card upon approval, plus 5% back on Amazon.com purchases for Prime members. Here’s what the Amazon.com Credit Card currently offers:A $50 Amazon.com Gift Card ($100 for Prime members) will instantly be loaded into your Amazon.com account upon the approval of your credit card applicationEarn 3 points for every $1 spent on Amazon.com and Whole Foods Market, 2 points for every eligible $1 spent at restaurants, gas stations, and drugstores and 1 point for every other $1 spent.Redeem your points to pay at checkout on Amazon.com. Every 100 points = $1.00 towards your purchase. Pay for all or part of your purchase with points - there's no minimum.In addition to using your rewards at Amazon.com, you can also redeem for cash back, gift cards, and travel.If you have an eligible Prime membership, you can link your Amazon.com Credit Card to earn 5 points for every $1 (equivalent to 5% cash back) on purchases made at Amazon.com and Whole Foods Market. Plus, get up to 10% back on rotating Amazon categories and products with a Prime card. Generally, credit card promotions change pretty often. So, if you’re interested in a certain promotion, you should consider applying for the Amazon.com Credit Card while the offer is still available. Ideally, the card will continue to be worthwhile even after its limited-time promotions end.

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What are the best Amazon Credit Card promotions right now?

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This question is about the Amazon.com Credit Card

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Lisa Cahill, Credit Cards Moderator

@lisacahill • 11/11/22 This answer was first published on 02/23/21 and it was last updated on 11/11/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The best Amazon.com Credit Card promotions right now include an initial bonus of $50 Amazon.com gift card upon approval ($100 for Prime members), plus 3 points per $1 spent at Amazon.com and Whole Foods Market, 2 points per $1 spent at gas stations, restaurants and drug stores, and 1 point per $1 spent on all other purchases.

On the other hand, the Amazon.com Store Card offers $10 Amazon gift card upon approval, plus 5% back on Amazon.com purchases for Prime members.

Here’s what the Amazon.com Credit Card currently offers:

A $50 Amazon.com Gift Card ($100 for Prime members) will instantly be loaded into your Amazon.com account upon the approval of your credit card application
Earn 3 points for every $1 spent on Amazon.com and Whole Foods Market, 2 points for every eligible $1 spent at restaurants, gas stations, and drugstores and 1 point for every other $1 spent.
Redeem your points to pay at checkout on Amazon.com. Every 100 points = $1.00 towards your purchase. Pay for all or part of your purchase with points - there's no minimum.
In addition to using your rewards at Amazon.com, you can also redeem for cash back, gift cards, and travel.
If you have an eligible Prime membership, you can link your Amazon.com Credit Card to earn 5 points for every $1 (equivalent to 5% cash back) on purchases made at Amazon.com and Whole Foods Market. Plus, get up to 10% back on rotating Amazon categories and products with a Prime card.

Generally, credit card promotions change pretty often. So, if you’re interested in a certain promotion, you should consider applying for the Amazon.com Credit Card while the offer is still available. Ideally, the card will continue to be worthwhile even after its limited-time promotions end.

Answer Question

What are the best Amazon credit card benefits?

The best Amazon Credit Card benefits are its generous rewards and $0 annual fee. Cardholders also enjoy benefits such as travel accident insurance, lost luggage reimbursement, rental car insurance and concierge services.

Amazon.com Credit Card Benefits

$50 Amazon.com gift card upon approval ($100 for Prime members)
1 - 5 points per $1 spent
$0 annual fee
0%
Travel accident insurance
Lost luggage reimbursement
Rental car insurance… read full answer

Concierge services

Roadside dispatch

Baggage delay insurance

Travel and emergency assistance

Extended warranty protection

Purchase protection

As long as you have good credit, the Amazon.com Credit Card is certainly a card to consider adding to your wallet.

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Is there a Discover Amazon deal?

Yes, there is a Discover – Amazon deal and their partnership has been ongoing, with several offers for a while now. The Discover it® Cash Back, for instance, offers bonus rewards on everyday purchases at different places each quarter, including Amazon.com. The current deal includes 5% cash back on the first $1,500 that you spend at select streaming services, including Amazon Music and Amazon Prime Video. This deal requires activation and it is available until March 31, 2023.… read full answer

Here are Discover it’s Amazon deals:

Buy merchandise with rewards: Offer applies to most Discover cards. You can use your Discover rewards to "Shop with Points" on Amazon.com. All you need to do is link your eligible Discover card to your Amazon account, select Discover as your payment method and apply your Discover rewards. $1 in Discover cash back or 100 miles is equal to $1 at Amazon.

Get extra cash back: The Discover it Cash Back and the Discover it® Student Cash Back offer bonus rewards up to a certain amount in spending categories that change each quarter (activation required). And the bonus categories for 2023 include Amazon Music and Amazon Prime. More specifically, you get 5% cash back on the first $1,500 that you spend at Streaming Services during Q1 2023, with 1% back on any further purchases. Note that Amazon is not always a part of this deal. It just happens to be featured for one quarter, and could be featured again. Just make sure you activate your spending categories before making any purchases.

Finally, while Discover cards do provide some great Amazon opportunities, there’s another way to maximize your savings. The Amazon.com Store Card offers a $10 Amazon gift card upon approval and 5% back on Amazon.com purchases for Prime members. Additionally, the Amazon.com Credit Card offers a $50 Amazon.com gift card upon approval ($100 for Prime members). And Prime members earn 5 points / $1 (equivalent to 5% cash back) on purchases made at Amazon.com and Whole Foods Market.

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What are the pros and cons of an Amazon credit card?

The biggest pros of an Amazon.com Credit Card are the ongoing rewards and the $0 annual fee. On the other hand, the biggest cons are the card’s high APR and the fact that you need a Prime membership for the best reward rates. However, the Amazon.com Credit Card pros ultimately outweigh the cons.

It’s still important to know about all the details before submitting an application, though.… read full answer

Pros and Cons of an Amazon.com Credit Card

Pros	Cons
Ongoing rewards: 1 - 5 points per $1 on purchases	A high APR of 18.49% - 26.49% (V), based on creditworthiness
Helps you build credit	Requires a Prime membership for the best rewards
Lets you make purchases without having the money upfront	Requires at least good credit for approval
$0 annual fee	Score-damaging hard credit pull when you apply
0% foreign transaction fee	Small initial bonus

The Amazon.com Credit Card is a very good co-branded credit card overall, and it’s ideal for people who shop frequently with Amazon. People who don’t have the good credit needed to qualify can consider getting the Amazon.com Store Card or the Amazon.com Secured Credit Card instead.

These cards also help you build credit and are inexpensive to own, but they have most of the same cons as the Amazon.com Credit Card. And they can only be used at Amazon and select merchants that accept Amazon Pay.

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