Lisa Cahill, Credit Cards Moderator
@lisacahill
The best Amazon.com Credit Card promotions right now include an initial bonus of $50 Amazon.com gift card upon approval ($100 for Prime members), plus 3 points per $1 spent at Amazon.com and Whole Foods Market, 2 points per $1 spent at gas stations, restaurants and drug stores, and 1 point per $1 spent on all other purchases.
On the other hand, the Amazon.com Store Card offers $10 Amazon gift card upon approval, plus 5% back on Amazon.com purchases for Prime members.
Here’s what the Amazon.com Credit Card currently offers:
- A $50 Amazon.com Gift Card ($100 for Prime members) will instantly be loaded into your Amazon.com account upon the approval of your credit card application
- Earn 3 points for every $1 spent on Amazon.com and Whole Foods Market, 2 points for every eligible $1 spent at restaurants, gas stations, and drugstores and 1 point for every other $1 spent.
- Redeem your points to pay at checkout on Amazon.com. Every 100 points = $1.00 towards your purchase. Pay for all or part of your purchase with points - there's no minimum.
- In addition to using your rewards at Amazon.com, you can also redeem for cash back, gift cards, and travel.
- If you have an eligible Prime membership, you can link your Amazon.com Credit Card to earn 5 points for every $1 (equivalent to 5% cash back) on purchases made at Amazon.com and Whole Foods Market. Plus, get up to 10% back on rotating Amazon categories and products with a Prime card.
Generally, credit card promotions change pretty often. So, if you’re interested in a certain promotion, you should consider applying for the Amazon.com Credit Card while the offer is still available. Ideally, the card will continue to be worthwhile even after its limited-time promotions end.

Amazon.com Credit Card
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