The Amazon Credit Card sign-up bonus is a $50 gift card to Amazon.com that is instantly loaded to the account after approval. This bonus increases to $70 if the cardholder is an Amazon Prime member. The Amazon Credit Card sign-up bonus is unique in that it’s one of the only credit card bonuses from major issuers that’s possible to earn without spending any money. Cardholders can use the gift card right away.
If you don’t have the good credit required to qualify for the Amazon Credit Card, you could consider applying for the Amazon Store Card instead. It offers a $10 Amazon.com gift card as a bonus for opening the account and requires fair credit for approval.
Or, if you want to think outside the box, the best credit card sign-up bonus for Amazon.com from a card that’s not co-branded with Amazon is the Chase Sapphire Preferred card’s offer of 60,000 points. New cardholders can get it in return for spending $4,000 in the first 3 months after opening an account. Chase lets you use your points to shop directly on Amazon, but they’ll be worth more if you spend them on travel.
There are a few other Amazon Credit card bonuses available, too. The card gives 3 points per $1 spent at Amazon.com and Whole Foods Market (5 for Prime members). It also offers 2 points per $1 at restaurants, gas stations and drugstores. All purchases not in those bonus categories earn 1 point per $1 spent.
The Chase Refer-a-Friend program is a way for Chase cardholders to get bonus rewards points when a friend gets approved for an eligible Chase credit card. To refer friends and get your Chase referral bonus, go to the Chase Refer-a-Friend page and fill out your last name, zip code, and the last 4 digits of your Chase credit card number. The next page will tell you which credit cards you can get referral bonuses for, and you’ll get a link to give to friends. Once they apply and get approved for a credit card, you will receive your referral bonus.… read full answer
The Chase cards you have will determine which cards you can earn a referral bonus on. The amount and currency of the bonus you earn will depend on which of those credit cards your friend signs up for. For example, when a friend uses your referral link to sign up for Chase Freedom Unlimited, you receive $100 cash back when their application is approved, up to $500 per year. The same scenario with any of the Southwest Rapid Rewards credit cards will net you 10,000 bonus points, up to 50,000 points per year total. You can earn up to 5 referral bonuses per year, regardless of card.
It’s worth noting that certain Chase co-branded cards give referral bonuses, too. But co-branded Chase cards will give the bonus in the card’s rewards currency, rather than Chase Ultimate Rewards points. For example, Southwest Rapid Rewards referral bonuses are Southwest points, and the Marriott Bonvoy credit cards’ bonuses are Marriott points.
The Amazon Credit Card and the Amazon Store Card are worth it if you already have an Amazon Prime membership and frequently order from Amazon. Both give 5% back to Prime members on Amazon purchases.
The Amazon Credit Card is well worth having for both Amazon Prime members and non-members. Prime members receive 5% back on Amazon and Whole Foods purchases (in Amazon points), and non-members get 3% back. Non-Prime members still get a $50 Amazon credit after opening an account, too (it’s $70 for Prime members). Plus, all cardholders get 2% back at restaurants and gas stations, and 1% back on other purchases.… read full answer
The Amazon Store Card, on the other hand, is definitely a card for Amazon Prime members. For one, you can only use it on Amazon.com. It also gives 5% back on Amazon purchases to Prime members, while non-members get nothing back. Every cardholder gets a $10 Amazon credit, however.
The Amazon Credit Card is worth it if you:
Are an Amazon Prime member and spend at least $980 per year at Amazon.com and/or Whole Foods as a Prime member (this will pay for your Prime membership).
Shop at Whole Foods and Amazon.com often, whether or not you have a Prime membership.
Have “good” credit or better.
The Amazon Store Card is worth it if you:
Are an Amazon Prime member already
Spend at least $2,180 per year on Amazon.com as a Prime member (this will pay for your Prime membership).
Have “fair” credit and want to build up your credit score without having to pay an annual fee.
Overall, the two Amazon credit cards are most beneficial for Amazon Prime members. Because neither card has an annual fee, the value is simply a matter of overcoming the Prime membership fee of $119 per year. But you don’t have to be a Prime member to benefit from the Amazon Visa Credit Card. Being a frequent customer of Amazon or Whole Foods is enough to make the Amazon Visa worth it.
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