What are the Amazon Prime Rewards Visa Signature card approval odds?

The Amazon.com Credit Card credit score requirement is 700 or better. That means people with at least good credit have a shot at getting approved for this card. The Amazon.com Store Card, on the other hand, requires a 640+ credit score (fair credit).

Other things you need for the Amazon.com Credit Card:

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Amazon.com Credit Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.... read full answer

Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score. But it’s best to wait to apply until you meet the Amazon.com Credit Card credit score requirement. You can check your credit score for free on WalletHub.

It can take as little as a minute to get approved for the Amazon.com Credit Card if you’re a clear match for the card’s approval requirements. If you don’t get instantly approved, it usually takes two to four weeks to receive a decision on your application. The same goes for the Amazon.com Store Card, too.... read full answer

You can check the status of your Amazon.com Credit Card application over the phone at (888) 247-4080. To check the status of your Amazon.com Store Card, call (866) 634-8379, instead.

Yes, there is one Amazon credit card you can get with no credit, the Amazon.com Secured Credit Card. This card is designed as a credit building tool with a $0 annual fee that also accepts applicants with bad credit. Plus, it reports your payment history to the major credit bureaus. It requires a refundable minimum security deposit of $100, which will determine your credit limit.... read full answer

If, on the other hand, you had your sights on the Amazon.com Credit Card or Amazon.com Store Card, you won’t be able to get these with no credit. The Amazon.com Credit Card requires a credit score of at least 700 (good credit or better) for approval. And the Amazon.com Store Card requires a credit score of 640+ (fair credit or better) for approval.

What you should know before getting an Amazon credit card with no credit:

• Other factors to consider: While the credit score is important, the decision to approve will also be weighed alongside other factors such as income, debt level, and your overall ability to make credit card payments.
• What does it mean to have no credit: No credit means you have no documented history of borrowing money and paying it back. Payment history is another key factor lenders will look at when deciding to extend you credit. Without it, you’ll have a difficult time being approved for any card with a minimum fair credit requirement or better.
• Amazon credit cards acceptance: Amazon.com Secured Credit Card along with Amazon.com Store Card do not belong to any credit card network, so you will only be able to use them for Amazon purchases. The Amazon.com Credit Card, on the other hand, can be used anywhere Visa is accepted.

If the Amazon.com Secured Credit Card is not what you were hoping for, you will have to start building your credit to have access to the Amazon.com Store Card or the Amazon.com Credit Card.

Tips to help you build your credit:

• Open a credit card for people with no credit. Secured credit cards will be the closest thing you can get to guaranteed approval.
• Make sure to keep your account in good standing by paying your bills on time and preferably in full. Keep your credit utilization below 30%, as well.
• You can also become an authorized user on someone else’s credit card account. But be aware that any irresponsible use of the account will reflect on your credit report.

You can also check out WalletHub’s guide on how to build credit. After several months of responsible use of credit, you may be eligible for the Amazon.com Store Card. Further down the road, when you reach good credit or better, you’ll also have a shot at Amazon.com Credit Card.