Maria Adams, Credit Cards Moderator
The Amazon.com Store Card annual fee is $0, making it free to use if you pay your balance in full and on time every month. The combination of no annual fee and great cash back rewards on Amazon purchases makes the Amazon.com Store Card a good option for Amazon Prime members.
Note that the card won't provide rewards unless you pay for an Amazon Prime membership. Amazon Prime will cost you $139 per year ($69 if you’re a student). The Amazon.com Store Card gives 5% back on Amazon.com purchases for Prime members. Those who don’t have the Prime membership will only earn $60 Amazon gift card upon approval.
The Amazon.com Store Card can only be used to make purchases at Amazon and their affiliates. To get approved for this card, you need at least fair credit (a credit score of 640+).
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