The Amazon Store Card credit limit is at least $400 in most cases, and the average credit limit is around $1,500. You can definitely get a higher limit than $1,500 with the Amazon Store Card, but you can also get a lower limit than $400. Some forum users have reported initial credit limits as low as $150.
Your credit limit will depend on a number of factors - the most important of those being your creditworthiness and annual income. Your credit report tells the card issuer how responsible of a borrower you’ve been, and how much debt you’ve incurred. Your annual income tells them how much additional credit you can comfortably afford. So it really does change on an individual basis.
To get an Amazon Store Card credit limit increase, log in to your credit card account on the Synchrony website, find the Account Services tab, and click Credit Line Increase. That’s how you can see if you’re eligible. You can also call Synchrony Bank’s customer service line at 866-634-8379, or try starting a live chat session with a customer service rep from your Synchrony account page after you’ve logged in. Ask for a credit line increase, and they’ll likely ask you to verify your annual income along with some other information.… read full answer
Cardholders are generally eligible for Amazon Store Card credit limit increases after 6 months of on-time payments, but that doesn’t mean you will necessarily be granted one. If you plan to call or chat online with customer service, be sure to prepare yourself with some tips beforehand.
The best credit cards for a 600 credit score are secured cards because they offer easy approval and are often much less expensive than unsecured credit cards for bad credit. Secured credit cards require a security deposit, and the card’s credit limit is equal to the amount of the deposit. This deposit is fully refundable when you close your account with a $0 balance. … read full answer
If you’re not sure where to start looking for secured credit cards for a 600 credit score, WalletHub has picked out a few examples of popular offers.
I got approved for the Amazon Prime Visa Signature card a couple of days ago with a 626 Experian score. I have a 2% utilization and a $35 balance on my file when approved. I think what helped was that I don't have any debt obligations like a mortgage or rent. (19-year-old college student living with parents) 5 inquiries on my credit report counting the Chase inquiry for the card. If you’re in a similar situation it might be worth applying for. Still could be a longshot. Also, $30k annual income currently.… read full answer
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