How can I get an Amazon Store Card credit limit increase?

The Amazon Store Card credit limit is at least $400 in most cases, and the average credit limit is around $1,500. You can definitely get a higher limit than $1,500 with the Amazon Store Card, but you can also get a lower limit than $400. Some forum users have reported initial credit limits as low as $150.… read full answer

Your credit limit will depend on a number of factors - the most important of those being your creditworthiness and annual income. Your credit report tells the card issuer how responsible of a borrower you’ve been, and how much debt you’ve incurred. Your annual income tells them how much additional credit you can comfortably afford. So it really does change on an individual basis.

There are three ways to get a higher credit limit: by requesting a credit limit increase, by consistently paying your bill on time and waiting for your credit card company to reward you with a higher limit, and by applying for another credit card from a different issuer. In any case, your odds of success are best if you’ve managed your current credit line responsibly, by paying the bill on time for at least 3-6 straight months and keeping your credit utilization near 30%. Also, unless something in your financial profile changes significantly, you’re unlikely to get a higher credit limit in the months immediately after being approved for a new credit card or a credit limit increase.… read full answer

Keep in mind that requesting a higher credit limit or applying for a new credit card will likely result in a hard inquiry on your credit report. It’s almost guaranteed when you apply for a new credit card. This will cause a slight dip in your credit score.

Automatic credit-limit increases, on the other hand, won’t affect your credit score. These may occur periodically after your account has been open for at least 6 months. You will need to maintain a good payment history and a low debt level, among other factors, to qualify for an automatic increase. But you may not want to count on this. There’s no guarantee when, or if, the issuer will consider your account for an increase.

For more information, read WalletHub’s full guide on how to get a higher credit limit.

The best credit cards for a 600 credit score are secured cards because they offer easy approval and are often much less expensive than unsecured credit cards for bad credit. Secured credit cards require a security deposit, and the card’s credit limit is equal to the amount of the deposit. This deposit is fully refundable when you close your account with a $0 balance.… read full answer

If you’re not sure where to start looking for secured credit cards for a 600 credit score, WalletHub has picked out a few examples of popular offers.

Best Credit Cards for a 600 Credit Score

• Capital One Platinum Secured Credit Card
• Discover it® Secured Credit Card
• BBVA Compass Secured Visa® Business Credit Card
• OpenSky® Secured Visa® Credit Card
• Navy Federal Credit Union nRewards® Secured Credit Card
• SunTrust Secured Credit Card

To learn more, check out WalletHub’s guides on secured credit cards and how to rebuild credit.