The fee for the Amazon.com Store Card security program is $1.66 per $100 of your monthly ending balance. Each month, the cost is billed to your account, so there is no extra bill or check to write. The Card Security program offers credit card payment protection, from cancelling minimum payments, to eliminating your balance, up to a preset amount. Covered events include involuntary unemployment, hospitalization, disability, and more.
The Amazon.com Store Card security program is entirely optional, so you can cancel it at any time. If you cancel within 90 days of your program enrollment date, any fees charged will be credited to your account. If you have any questions regarding the card security program, simply call customer service at (800) 815-4051.
The Amazon.com Store Card annual fee is $0. The fact that the Amazon Store Credit Card doesn't have an annual fee is good news because it helps you maximize your savings while building credit, though the card won't provide rewards unless you pay for an Amazon Prime membership. Amazon Prime will cost you $119 per year ($59 if you’re a student). The Amazon.com Store Card gives 5% back on Amazon.com purchases for Prime members.… read full answer
The store card can solely be used for Amazon.com purchases and only requires fair (640+) credit for approval.
Amazon Store Card Key Stats
A $10 Amazon.com Gift Card will be instantly loaded into your Amazon.com account upon the approval of your credit card application.
Amazon.com Store Cardholders who join Prime are automatically upgraded to the Amazon Prime Store Card.
Amazon Prime Store Cardholders can earn 5% back on Amazon.com purchases.
No, you cannot use your Amazon.com Store Card anywhere; this card can only be used to make purchases from Amazon.com, Audible.com, and certain Amazon merchants who have enabled the store card as a “Pay With Amazon” payment option. There are exceptions, however. You can’t use your Amazon.com Store Card to pay for rentals, digital magazine or newspaper subscriptions, cell phones linked to plans, purchases from Amazon subsidiaries, Amazon game and software downloads, digital add-on subscriptions (Starz, Hulu, and GameFly, for example), or Amazon Restaurant items. You cannot use the Amazon.com Store Card at Whole Foods, either, though you can use the … read full answerAmazon.com Credit Card there.
The Amazon.com Store Card is a store credit card, or a “closed loop” credit card, which is why you won’t be able to use it outside of Amazon.com, Audible.com and certain affiliated merchants. For example, you won’t be able to use the Amazon.com Store Card at a Walmart or a gas station.
Considering the wide range of things you can buy on Amazon, these exclusions shouldn’t necessarily keep you from applying for the Amazon.com Store Card. You’ll still get a big discount on Amazon purchases by using this card as a Prime member, after all. You can learn more about this offer from our in-depth Amazon.com Store Card review.
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