Does Amazon Store Card have travel insurance?

The Amazon.com Store Card annual fee is $0. The fact that the Amazon Store Credit Card doesn't have an annual fee is good news because it helps you maximize your savings while building credit, though the card won't provide rewards unless you pay for an Amazon Prime membership. Amazon Prime will cost you $119 per year ($59 if you’re a student). The Amazon.com Store Card gives 5% back on Amazon.com purchases for Prime members.… read full answer

The store card can solely be used for Amazon.com purchases and only requires fair (640+) credit for approval.

Amazon Store Card Key Stats

The easiest way to make an Amazon.com Store Card payment, is either by logging in to your online account or by calling (866) 634-8379. Alternatively, you can pay your Amazon.com Store Card by mail.

Here’s how to make an Amazon.com Store Card payment:

• Online: Log in to your online account… read full answer to schedule a payment. You can make a payment any day during the billing period up to the due date. From the Payments tab, scroll and click “Make a Payment.” Select the payment amount and include your bank’s routing number and account information. Verify your payment information and click “Make a Payment.”

  Alternately, you can skip login or registration and pay as a guest.

• By phone: Call customer service 24/7 at (866) 634-8379. When prompted, press “1” and enter your account number, or your Social Security number (SSN). Follow the voice prompts to make a payment or speak to a customer service representative. There’s no charge to pay by phone, if you use the automated system, unless you ask for an expedited payment.
• Via mail: Lastly, you can send a copy of your Amazon.com Store Card monthly statement and a check or money order made out to:

  Synchrony / Amazon

  P.O. Box 960013

  Orlando, FL 32896.

  Make sure to include your account number on your payment. Synchrony Bank only accepts payments drawn from a U.S. bank account and does not allow cash payments.

Synchrony Bank offers a 23-day grace period from the close of the billing period until the payment due date. If you make your Amazon.com Store Card payment in full during this timeframe each month, you’ll avoid paying interest charges.

You also have the option to set up your account for recurring payments online. After logging in, enter your bank account information and select your desired payment amount. Choose from the minimum payment due, statement balance, current balance or other amount. Synchrony will debit your account for the designated amount on the scheduled payment date each month.

It’s important to note that these payment instructions are specific to the Amazon.com Store Card, which is issued by Synchrony Bank. The Amazon.com Credit Card is a separate credit card account issued by Chase Bank. Its cardholders will need to contact Chase with any payment questions.

The Amazon.com Store Card can be used to make purchases on Amazon.com and certain Amazon-affiliated markets, such as Audible.com and merchants that accept Amazon Pay, and the cardholder pays off the purchases later. For Amazon Prime members, the Amazon.com Store Card will give 5% back in rewards cash back on Amazon.com purchases.… read full answer

Keep in mind that the Amazon.com Store Card is only accepted on Amazon.com, Audible.com, merchant sites that accept Amazon Pay, and at some physical Amazon-branded stores, such as Amazon Books, Amazon 4-Star, and Amazon Go. Thus, any cash back earned can only go toward past purchases made at those merchants (in the form of a statement credit), or be used directly for purchases on Amazon.com.

Despite the Amazon.com Store Card’s limited acceptance, the wide range of products offered on Amazon.com combined with the high rewards-earning potential for Prime members make this card one of the best store credit cards on the market. That said, even though it has a $0 annual fee, cardholders who don’t pay for a Prime membership won’t earn any rewards outside of the $10 gift card for signing up that everyone gets.

It’s also worth noting that the Amazon.com Store Card has some financing offers for cardholders. But those are deferred interest offers, rather than true 0% APR.