One of the best American Airlines credit card for military families is the Citi® / AAdvantage® Executive World Elite Mastercard® because it offers SCRA benefits as well as a 0% foreign transaction fee and a Global Entry or TSA PreCheck application fee credit worth up to $100. All American Airlines credit cards waive annual fees and interest upon request for active duty military servicemembers, though, as part of the Servicemembers Civil Relief Act (SCRA) benefits.
Servicemembers must open an AA credit card account prior to entering active duty in order to be eligible for SCRA benefits. Enrollment is also required. For instructions on how to sign up for SCRA benefits, call (877) 804-1082 (Citibank) or (866) 918-5212 (Barclays), depending on which company issues your American Airlines credit card.
American Airlines cards aren’t all equal for the military community, however. Other reasons the Citi AAdvantage Executive Card is an especially good choice for military families include the fact that it gives priority boarding on American Airlines flights, one free checked bag for the cardholder and up to 8 traveling companions, and a discount on inflight food and beverages. Plus, Citi AAdvantage Executive Card provides a free Admirals Club airport lounge membership, valued at up to $650 per year. Those benefits can go a long way in easing the travel burdens common among military families.
The best Citibank AA card is the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® because it offers 50,000 bonus miles when you spend $2,500 in the first 3 months after opening an account. Platinum Select also gives 2 miles / $1 spent on American Airlines purchases, 2 miles / $1 spent at restaurants and gas stations, and 1 mile / $1 spent on everything else. The annual fee is $0 intro the first year and $99 after that. There is a 0% foreign transaction fee.… read full answer
Citibank AA cards offer a variety of options for American Airlines flyers. But they do have one perk in common – 25% savings on in-flight food and beverage purchases. And all of them except the MileUp card offer preferred boarding and a free first checked bag for at least you (and sometimes for companions).
Before you apply for a card, consider how much you fly American Airlines and if you’ll earn enough bonus miles to offset the cost of any annual fees.
The best American Airlines credit card benefits are bonus miles on American Airlines flights, savings on in-flight purchases, free checked bags, preferred boarding, and even airport lounge access on some cards. The long list of AAdvantage credit card benefits also includes more traditional perks like rental car insurance, travel accident insurance and purchase protection.… read full answer
All American Airlines credit cards except for the AAdvantage Aviator card charge annual fees, ranging from $49 to $450. So it’s a good idea to milk your card for all the benefits you can get.
Best American Airlines Credit Card Benefits
Bonus miles on American Airlines flights
Most AAdvantage credit cards give 2 miles per $1 on American Airlines purchases. The AAdvantage Aviator card gives 1 per $1.
You may be able to get a lump sum of miles for spending a certain amount of money in the first few months your card is open. The best bonus right now is 60,000 miles, which you can get from the AAdvantage Aviator Red card after making your first purchase and paying the annual fee.
Free checked bags
All but two American Airlines credit cards give you a free checked bag on American Airlines flights. Some even give a free checked bag to 4-8 of your travel companions. The two cards without free checked bags are the AAdvantage Aviator card and the AAdvantage Aviator Blue card.
All American Airlines credit cards provide preferred boarding on American Airlines flights, except the AAdvantage Aviator card and the AAdvantage Aviator Blue card.
In-flight purchase savings
You can get 25% off American Airlines in-flight food and beverage purchases with any American Airlines credit card.
The Citi/AAdvantage Executive Card offers a complimentary Admirals Club membership for you and your authorized users. You can also bring your spouse, children or up to two other guests.
Rental car insurance
All American Airlines cards cover you against collision damage and theft, up to the cash value of most rental cars.
Travel accident insurance
Reimburses you when you or your family die or are seriously injured by a travel provider. The Citi/AAdvantage Platinum Select Card, CitiBusiness/AAdvantage Platinum Select Card, AAdvantage Aviator Red Card and AAdvantage Gold Card (discontinued) have this benefit.
Trip interruption/cancellation insurance
Pays out when a situation out of your control (e.g. severe weather, sickness) causes the cancellation or early end of your trip. The Citi/AAdvantage Platinum Select Card, CitiBusiness/AAdvantage Platinum Select Card, AAdvantage Aviator Red Card and AAdvantage Gold Card (discontinued) have this benefit.
Baggage loss insurance
Reimburses you when your bags and their contents are lost or damaged by a travel provider. The Citi/AAdvantage Platinum Select Card, CitiBusiness/AAdvantage Platinum Select Card, AAdvantage Aviator Red Card and AAdvantage Gold Card (discontinued) have this benefit.
Insures items you buy with your card against damage or theft for 90 days after purchase. The Citi/AAdvantage Platinum Select Card, CitiBusiness/AAdvantage Platinum Select Card, AAdvantage Aviator Red Card and AAdvantage Gold Card (discontinued) have this benefit.
Reimburses you for the difference between the price you paid for an item and a lower sale price you find within 120 days. The Citi/AAdvantage Platinum Select Card, CitiBusiness/AAdvantage Platinum Select Card, AAdvantage Aviator Red Card and AAdvantage Gold Card (discontinued) have this benefit.
There are tons of American Airlines credit card benefits. But some cards provide a lot more than others. If you’re looking for the most benefits at the lowest price, consider the AAdvantage Aviator Red Card. It offers every major benefit (except for lounge access) and charges a $95 annual fee.
It’s also good to note that you can also get some of these benefits without a credit card – just by joining the AAdvantage loyalty program. Basic members only get priority status on waitlists. But Gold members, who have either flown 30 qualifying segments or earned 25,000 qualifying miles in a calendar year, are able to get the priority boarding and free checked bag benefits. You also can get complimentary flight upgrades and discounted Admirals club memberships, among other things.
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